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messageCredit Crunch Tips
Posted by Peckhamgatecrasher 07 November, 2009 14:26

Virgin Media

I've just renegotiated my Virgin package - it was a luxury I couldn't justify at the mo. I was paying £38/month for TV/ Broadband/Mobile/Phone. On their website they are offering new customers the same package for £28/month.

The first person I spoke to couldn't help but they patched me through to the Customer Service Dept. I had to wait about 20 minutes (so use the freephone number 0800 9522227 or dial free on 150) but the lovely chap I spoke to rejiggled a few things and reduced it to £26.50/month.

Result!

messageRe: Credit Crunch Tips
Posted by Narnia 07 November, 2009 14:32

Sounds like a good deal. Would you mind filling in some details like the TV service you have, broadband speed and mobile deal please?

messageRe: Credit Crunch Tips
Posted by Peckhamgatecrasher 07 November, 2009 14:39

Not at all.

I've reduced the TV to M (medium) which is the lowest it will go, basically equivalent to a free view box.

Upped the broadband to Large (it's what I use most) - I think it's 10 megadoodas.

Telephone is Medium which is free weekend calls so I try to keep mid-week calls to a minimum (other options are available but this is what works out cheapest).

I give the mobile to my daughter. That is £10/month (but part of the bundle) and paid separately to Virgin Mobile. They have SIM only offers open until the end of November, so I've just changed that to 200 free minutes and unlimited texts - she has no excuse not to be in touch now!

Hope that helps



Edited 1 time(s). Last edit was 2009:11:07:14:43:34 by Peckhamgatecrasher.

messageRe: Credit Crunch Tips
Posted by RosieH 08 November, 2009 11:22

I have a credit crunch tip. It won't save you as much money as PGC's, but every little helps...

A glass jar* in the bathroom is the very thing to store all those sample sachets of perfume and shampoo and moisturiser that you get out of magazines. That way when people come to stay at your house, the greedy feckers don't have to use all your nice expensive products.

On another festive season tip, a family sized washing powder box with the top cut off and covered in left-over wrapping paper makes an excellent magazine rack. You'll never have to hunt high and low for your Readers Digest again.


*or, as festive season is upon us, the excellent sturdy plastic box that Ferrero Rocher come in

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messageRe: Credit Crunch Tips
Posted by LegalEagle-ish 08 November, 2009 12:31

I am working full time but my salary is still crap. I need to look good enough for my forthcoming raise, so have been buying designer suits, some of them brand new, from charity shops for between £5-10. Result!

Also get all my posh shirts and tops for peanuts from charity shops.

Got my kids into it recently too. My 22 year old is always broke and complaining about never having enough money to buy clothes for my fast growing granddaughter. I dragged her into three or four charity shops and came out with a big bag of quality clothes for about a tenner.



Edited 1 time(s). Last edit was 2009:11:08:12:42:52 by LegalEagle-ish.

messageRe: Credit Crunch Tips
Posted by Narnia 08 November, 2009 19:34

Didn't realise you were old enough to have a 22 year old legal! What's the secret?

I wish I had a tip for the day but I just can't think of of one...at the moment.

messageRe: Credit Crunch Tips
Posted by LegalEagle-ish 08 November, 2009 19:37

Thanks Declan, my oldest is 23!

messageRe: Credit Crunch Tips
Posted by daizie 10 November, 2009 00:13

Taking a bath once a year can save you about

£30, and if you do it with a friend you save

double.

messageRe: Credit Crunch Tips
Posted by brum 10 November, 2009 00:33

Can I be your friend?

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messageRe: Credit Crunch Tips
Posted by daizie 10 November, 2009 00:41

Old Character Bubblebath bottles make great cheap garden gnomes .

messageRe: Credit Crunch Tips
Posted by brum 10 November, 2009 00:45

Yes but if you only bathe once a year it will be a long time before you build up a reasonable collection...

messageRe: Credit Crunch Tips
Posted by daizie 10 November, 2009 00:50

lol

messageRe: Credit Crunch Tips
Posted by daizie 10 November, 2009 09:31

Save money at Christmas and birthdays by returning last year's cards to the sender with the simple inscription "Same to you".

messageRe: Credit Crunch Tips
Posted by Moos 10 November, 2009 10:01

Mine's really dull.

Plan what you're going to eat at every meal for a week. Then go and buy the ingredients, in as many shopping trips as you think appropriate. Don't buy any other food.

This saves an absolute fortune.

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messageRe: Credit Crunch Tips
Posted by HonaloochieB 10 November, 2009 10:14

Fall out with all your friends before Christmas.
Then afterwards either assemble a new batch or apologise to the old lot.
Could save yourself tens if not hundfreds of pounds and not look as mad as someone who makes magazine racks out of soap powder boxes.
RosieH channeling Blue peter via Bizarro world. Good work.

messageRe: Credit Crunch Tips
Posted by skidmarks 10 November, 2009 10:18

This is a dull couple one too.

This probably saves more if you use electric more than gas. I got my single rate electricity meter changed to a dual rate meter and set my water heater immersion to come on over night and it is saving me quite a bit a month.

They may try to charge you to fit it but they can’t if you use electricity to heat your place – just argue with them. (You’ll need your electrics checked first too)

messageRe: Credit Crunch Tips
Posted by daizie 10 November, 2009 10:25

Buy whole milk and when nobody is looking the milk gets a good glug of water from the tap to eek it out a little further .

messageRe: Credit Crunch Tips
Posted by Brendan 10 November, 2009 10:30

That’s what I used to do to my mum’s gin when I was a teenager and needed to procure some of it for a Friday night by the swings.

messageRe: Credit Crunch Tips
Posted by daizie 10 November, 2009 11:29

Freeze in winter to minimise your carbon foot print and save money on your energy bills. If you can hang round a while, about half a century or so, the 'experts' tell us, it will get warmer anyway so you will gradually (on average) freeze less in winter and save the planet .

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messageRe: Credit Crunch Tips
Posted by Mick Mac 10 November, 2009 11:39

I have one:

Don't bet large amounts of money on Rip van Winkle - he's a donkey.

messageRe: Credit Crunch Tips
Posted by brum 10 November, 2009 11:44

Never iron your clothes with an electric iron. Instead, place ironing board on top of mattress. Lay clothing item on board, then make bed as usual. Go to bed. Next morning, hey presto! Perfectly pressed clothing item.

messageRe: Credit Crunch Tips
Posted by giggirl 10 November, 2009 11:53

Here's a credit crunch tip - open a Quidco account and do all your regular shopping via there.

[www.quidco.com]

It literally is, in the imortal words of Dire Straits, "MONEY FOR NOTHING".

I use it for everyting and I get hundreds of ££££ back every year (£440 already this year). Honestly, money for nothing. They retain £5 of your earnings every year to run the site but other than that you get a percentage back of all you spend. And they don't allow any advertising on the site - which is brilliant.

Here's how it works - the etailers sign up to Quidco. If you want to buy anything from that etailer then you go to Quidco, log in, find the link to that etailer, and then shop normally on that etailer's site. Quidco is sent a percentage of your spend and they pass some/all of this on to you. The money really mounts up quickly so well worth doing.

Mostly I use it for booking Eurostar, booking travel with Expedia and buying CDs. Bravissimo has recently stopped it's association with Quidco - which is a pain! All Saints, however, gives 10% cash-back and free shipping. Nice - I love All Saints.

Try it.

messageRe: Credit Crunch Tips
Posted by louisiana 10 November, 2009 17:34

Spend more time in bed. You'll save a fortune on heating.

Line your walls with aluminium foil. (Some bloke in a terraced house across the road from me did this back in the late 70s. His place was a furnace: entire ground floor heated with a single-bar electric fire.)

Say no to modern appliances (DAB radio, flat-screen tellies). They cost a lot more to run that old skool ones.

Invest in some all-in-one snug romper suits for adults. I have yet to find a reliable supply and may soon expand into designing/manufacturing some meself.

messageRe: Credit Crunch Tips
Posted by hibbs 10 November, 2009 17:44

Invite your friends out to dinner, when they then cancel, say the restaurant still requires a payment of say £30 per person and then pocket the cash – that ones for you RosieH winking smiley

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messageRe: Credit Crunch Tips
Posted by hibbs 10 November, 2009 17:49

On a serious note...

[www.moneysavingexpert.com]

Also a friend has just sent a couple of old mobile phones to these guys and got £70 cash back in return... www.mazumamobile.com

messageRe: Credit Crunch Tips
Posted by JoJo09 10 November, 2009 17:55

good tip re quidco, thanks GG

messageRe: Credit Crunch Tips
Posted by PeckhamRose 10 November, 2009 17:58

I got a bread machine for £20 off Lily123 (I think that's her nick) through this very forum.
The bread is wonderful and works out about 30p including all the expensive ingredients like posher flour rather than Asda's ownExclaimation
Saved LOADS and LOVE that bread machine.

I got a coffee maker from Ebay for about £50 to replace one that had died a death after too much use.
Saved THOUSANDS by not going to the overpriced coffee shops ANd I get to stay indoors in the warm and not look a prat sitting in the window posing drinking overpriced coffee!!

And if you are rich enough to be able to afford to buy little plastic bags of pre-cut lettuce leaves and salad, instead of buying a whole lettuce or separate salad ingredients and making loads of salad - then wow. Just wow. How rich are you to waste all that money!

messageRe: Credit Crunch Tips
Posted by ££££ 10 November, 2009 18:05

My best one was buy RBS shares at 12p but that was January winking smiley

messageRe: Credit Crunch Tips
Posted by daizie 10 November, 2009 18:24

Avoid splashing out on handsfree sets & getting fined for using your phone while driving. Simply pop your mobile inside a large shell and the police will think you are listening to the sea!

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messageRe: Credit Crunch Tips
Posted by daizie 10 November, 2009 18:33

p.s Sorry, thats dangerous .

Scour the office for the humble penny. “A good place to find money is on people’s desks. If you look in the cup that has pens and pencils or the container that holds the paper clips and rubber bands you can be sure to find small coins . Is this stealing ?

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