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Which pubs, bars, restaurants and take-aways do you avoid?
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messageRe: Cafe in Peckham Rye goes cashless
Posted by JohnL 17 October, 2019 09:03

KalamityKel Wrote:
-------------------------------------------------------
> Curmudgeon Wrote:
> --------------------------------------------------
> -----
>
> >
> > Keeping an eye on your spending is easier if
> you
> > go cashless.
> >
> > Thereís a number of new cards such as Monzo
> which
> > is basically a cashcard (eg you can only spend
> > money youíve put on it) work with apps which
> > actually report and categorise your spend
> > immediately
> >
> > So I think thatís a moot point.
> >
> > People without access to bank accounts are a
> > different matter all together, but in those
> cases
> > you are outside the mainstream of society
> anyway,
> > probably living in risk and have far greater
> > problems than the ability to buy a coffee in a
> > specific cafe
>
> Perhaps you might want to spend some time thinking
> on the above.
> Ridiculous assumptions there! Do you really think
> those that happily tap away with their cards are
> above those that don't? To assume someone must be
> at risk because they don't pay by card? REALLY?

ironically the government has forced those on universal credit and state pensions to use bank accounts iirc.

I'd guess the majority of cash users probably have bank accounts but prefer to take money out and spend it.

Why would someone have no bank account - below article suggests you may have had identity theft issues or you may have just made that choice. It can still be done however.

[www.thebalance.com]

messageRe: Cafe in Peckham Rye goes cashless
Posted by fishbiscuits 18 October, 2019 09:14

Interestingly, the Peckham Rye station coffee stand has gone the other way. Now a £3 minimum... i.e. you can no longer buy a coffee on card. Which means I'll be using it less often. Shame.

messageRe: Cafe in Peckham Rye goes cashless
Posted by Curmudgeon 18 October, 2019 20:17

KalamityKel Wrote:
-------------------------------------------------------
> Curmudgeon Wrote:
> --------------------------------------------------
> -----
>
> >
> > Keeping an eye on your spending is easier if
> you
> > go cashless.
> >
> > Thereís a number of new cards such as Monzo
> which
> > is basically a cashcard (eg you can only spend
> > money youíve put on it) work with apps which
> > actually report and categorise your spend
> > immediately
> >
> > So I think thatís a moot point.
> >
> > People without access to bank accounts are a
> > different matter all together, but in those
> cases
> > you are outside the mainstream of society
> anyway,
> > probably living in risk and have far greater
> > problems than the ability to buy a coffee in a
> > specific cafe
>
> Perhaps you might want to spend some time thinking
> on the above.
> Ridiculous assumptions there! Do you really think
> those that happily tap away with their cards are
> above those that don't? To assume someone must be
> at risk because they don't pay by card? REALLY?

And where exactly did I say that? My post was simply factualnfor the 21st century,

Never understood why people just want to get angry and start arguments online over things they actually donít care about.

messageRe: Cafe in Peckham Rye goes cashless
Posted by JohnL 22 October, 2019 16:32

fishbiscuits Wrote:
-------------------------------------------------------
> Interestingly, the Peckham Rye station coffee
> stand has gone the other way. Now a £3 minimum...
> i.e. you can no longer buy a coffee on card. Which
> means I'll be using it less often. Shame.

They sell Old Spike coffee which has links to homeless people.

So maybe cash helps more in this case (I have no idea if that is true though).

messageRe: Cafe in Peckham Rye goes cashless
Posted by JohnL 22 October, 2019 16:43

Hmm interestingly it's against Mastercard/Visa rules to require a minimum transaction. (2018). Not snitching though as it seems a good cause smiling smiley

[www.mobiletransaction.org]

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