Jump to content

Recommended Posts

Hello. Does anyone have experience/knowledge around the circumstances of insuring au pairs on car insurance policy? We currently have a 20 year au pair from Germany (EU drivers licence) who had been with us since September 2016. To add her to our policy Admiral are quoting over ?4,000 for 10 months (ca. ?5,000 /12 months)! That is just insane!! Other insurers just wont insure anyone with an EU drivers licence.

The quote didn't change with Admiral when we used the scenario that she had a British licence. They couldn't say what made the price so ludicrous. On mumsnet there is an old thread (2008) saying that the age is what matters. If they are 21 or 22 and over the cost comes down a lot. I read somewhere else that if she was resident in the UK for 1 year or more then this would bring the price down.

This is our first au pair and it's all new to us. She is moving back to Germany in 2 months to start studying medicine. As such we'll be looking for a new au pair, in which case we would like to ensure we find someone who we can insure without it costing a mini fortune. From Sept onwards she will need to use the car for the school run.

If anyone has already been through this and knows what the situation is to insure them at a normal cost, any tips would be greatly appreciated.

Many thanks in advance. Simone

Hi


I have ben insuring au pairs on my car insurance for the last few years.


Admiral are the only ones that have worked for us.


They basically need to be 23+ or its astronomical - mine still went up by over ?1000 and my current au pair is an experienced driver.

  • 2 months later...

Hello both.

Thanks very much for your very helpful replies and tips. Sorry for my very late reply. I'm pregnant and suffering from hypermesis.

We're actually struggling to find an au pair at the moment, as well as others that we know. There has been a 40% drop in au pair applications for London/UK this year.

Thanks again.

Wow, a 40% drop in aupair applications - that's Brexit for you! How did you get this statistic BTW? Just interested as we always got scores more applications on aupair world when we wrote x from London as our name rather than just our surname, as the website did not have a facility to search for the capital. Do you know if this drop is reflected across the country? Well at least it will cut out the economic migrant aupairs - those that choose to use a family as a stepping stone to a better paid job or those that are here purely to earn and are not interested in the cultural aspect of the exchange. We suffered twice from au pairs who gave all the assurances that they would be here for the year and then jumped ship after a few months because they had got a better paid job. So hopefuly, you will have a better if smaller selection to choose from.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • But all those examples sell a wide variety of things,  and mostly they are well spread out along Lordship Lane. These two shops both sell one very specific thing, albeit in different flavours, and are just across the road from each other. I don't think you can compare the distribution of shops in Roman times to the distribution of shops in Lordship Lane in the twenty first century. Well, you can, but it doesn't feel very appropriate. Haa anybody asked the first shop how they feel? Are they happy about the "healthy competition" ?
    • ED is included in the 17 August closure set (or just possibly 15 August, depending on which part of the page you trust more) listed at https://metro.co.uk/2025/07/25/full-list-25-poundland-stores-confirmed-close-august-23753048/. Here incidentally are some snippets from their annual reports, at https://find-and-update.company-information.service.gov.uk/company/02495645/filing-history. 2022: " during the period we opened 41 stores and closed 43 loss-making/under-performing stores.  At the period-end we were trading from 821 stores in the UK, IoM and ROI. ... "We renogotiated 82 leases in the year, saving on average 45% versus the prior lease agreement..." 2023: "We also continued to improve our market footprint through sourcing better store locations, opening 53 and closing 51 stores during the year." 2024:  "The ex-Wilco stores acquired in the prior year have formed a core part of this strategy to expand our store network.  We favour quality over quantity and during the period we opened 84 stores and closed 71 loss-making/under-performing ones."
    • Ha! After I posted this, I thought of lots more examples. Screwfix and the hardware store? Mrs Robinson and Jumping Bean? Chemists, plant shops, hairdressers...  the list goes on... it's good to have healthy competition  Ooooh! Two cheese shops
    • You've got a point.  Thinking Leyland and Screwfix too but this felt different.
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...