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Thank you bluesuperted for your post, it's good to have a more balanced view, as it's all well and good saying take the debt and look at the longer term but that's actually impossible for many people. Breaking even is one thing, LOSING money going out to work is completely different. Personally I find it hard to think that it's a good idea to work if you're losing money AND aren't getting to spend more time with your children. That just doesn't make sense to me, long term or otherwise.
Thank you bluesuperted for your post, it's good to have a more balanced view, as it's all well and good saying take the debt and look at the longer term but that's actually impossible for many people. Breaking even is one thing, you might be able to put up with it and see the end of the tunnel, but LOSING money going out to work is completely different. I also don't think people should take debt so lightly.

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    • Today we are seeing the impact of increased taxes (employers NI) with tje UK unemployment rate rising  https://www.bbc.co.uk/news/articles/cdxrp7znkdlo Unfortunately, to increase tax burdens will see the economy stall or a recession, as Angelina says, cutting spending, whilst painful short term, is a good way to bring down government borrowing.  True, we don't want to see cuts to services but there are other areas of government spending that can be reduced and with AI impacting all jobs across all businesses, maybe it will also reduce overall staffing costs. 
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