Buildings Insurance Advice please!

[elliefay]

Hi,

I own a flat in a building which has 3 flats inside and we own the freehold together. Can anyone offer any advice on getting good Buildings Insurance for this situation?

Our policy needs renewing and last year it went up to ?1528 - surely I can find a cheaper way than this but I'm not sure where to start looking as there is not one owner of the freehold rather all of us.

Is anyone else in this situation and can help?

Mnay thanks E

[joom]

I'm in a similar situation (two flats, shared freehold. We have a flat-share builldings insurance policy with Stephen Lower Insurance. We pay around ?600 a year between us.

[the-e-dealer]

Try Money supermarket they saved me ?1000 a year!

[Penguin68]

I am not sure 'it's on comparison web-sites', but the NFU is also well spoken of as an insurance supplier.

[MrBrightside]

Hi

We were in a similar position about 6 months ago - acquired the feeehold of our house of three flats from the previous freeholder. We used Deacon Insurance, a broker based in Bournemouth who specialise in this sort of thing. Number is 01202 449618. We managed to reduce the previous insurance bill by almost 50% to around ?700.

[Hawley]

Hi

You could try MFS Checkland on 020 8543 9166. There a broker who used to organise buildings insurance for me and the guy above. Debbie Clark should be able to help you.

[computedshorty]

I renewed with morethan again with morethan just increased by only ?16.00.

http://beta.morethan.com/home-insurance-quote?rw.cm=Google,PPC&gclid=CJzascGk27MCFanItAodljUAyw

[ianc]

I'll give a 2nd recommendation for Deacon, as per MrBrightside above. I forget what our last premium was (I moved from that house a year ago), but Deacon went through all the possible insurers and really helped to find a good policy. Make sure the policy includes subsidence cover, which is essential in SE22. When I bought the flat, the original owners had forgotten to include that (hence the "cheap" policy they believed they had at the time!)

[sophiesofa]

We also have 3 flats in one house with share of freehold. Our renewal quote was over ?1,000 but after looking on this forum I found discountinsurance.co.uk - it was ?328! Comparisson sites are tricky for buildings that aren't straightforward; we found it was best to get a broker.