It might be helpful to know what kind of MO was involved. Is it possible that the hand-waving man (a) retrieved your card? (b) accessed the keypad at all? Have you found out how or where or for what item(s) the £251 transaction took place, or where your card ended up?
How, btw, does one cancel an ongoing ATM withdrawal?  I've got no idea in my mind of what keypad options are available.Â
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