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OK I know this comes up repeatedly but just had my Buildings (only, not contents) Insurance Renewal through and I have max no claims discount and yet it's increased by 30%. Meerkat is giving me about three slightly cheaper options.

Any obvious reason for the premium increases which I assume are general in nature and not specific to me ?

I'm with Aviva.

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https://www.eastdulwichforum.co.uk/topic/311579-buildings-insurance-again/
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Just got my renewal documents through with an increase of 14% which I thought was steep, 30% is horrific. Reasons I was given for increase were:


1) The amount of cover has been uplifted by 9.5% to keep in line with inflation (last year it was uplifted by 2.5%) to cover increased cost and shortage of building materials and lack of skilled labour due to Brexit and Covid.


2) General “hardening” of the insurance industry.


Do you get your insurance through a broker? On the bright side, I’ve heard contents insurance is going down,

My buildings insurance also increased by about 25%. I used this broker

Academy Insurance Services. 01784 461131 based in Egham Surrey.

Discussed with Ben Jarrett, insurance advisor.

Eventually insured via this broker, having contacted four other brokers, saved me about 15%.

A number of insurers will not cover this area due to Subsidence and Flooding.

Hope this proves useful.

  • Thanks 1
  • 11 months later...

We've had previous subsidence and renewing our home insurance has become something of a nightmare . . . .  . . until I tried this broker. They were very helpful, it was hassle free and I got a very good price -  even 15% less than last year.

https://www.adrianflux.co.uk/household-insurance/

 

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