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Get into a Metro Bank. None of their cards (debit or credit) have any foreign loading charges and you get the standard (very, very good) Visa rate. The issue (including cards) everything on the spot, so you can be in and out in 30 mins or so. Chuck some money into your new holiday account and yer off!

If you travel to Europe more than once a year it's probably worth getting a euro denominated card. They operate as pre-paid credit cards that you top-up with euros at whatever the rate is on the day, and you then use as a debit/cashpoint card. It will definitely work out cheaper than using a UK card or getting cash from most bureaux de changes, and also safer than carrying cash.


http://www.fairfx.com/


There is a fee for the card but usually waived if you top-up a minimum amount.

After Nationwide got rid of their cheap commission on using their debit cards abroad (zillions of us opened Flex accounts only for that reason) I now take heaps of cash with the brill rates offered by the Victoria Street places eg Changelink. It pees all over banks, the post office and I wet myself at the aiport exchange rates.


Many years ago I used Barclaycard, then Barclays Debit card, not realising the silly commission charges.


Interesting about Metrobank though.


Got a Caxton card, forgot my login details, then Ryanunfair started charging on the pre-loaded cards, so that was the end of that.

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