Mortgages for the newly self employed....help

[ClareC]

Anyone managed to get their income considered when newly self employed (i.e. In absence of 3 years self employment accounts)?

Our mortgage deal is up for renewal in May, we would like to increase the loan by a small amount to finish off house renovations but to do so my income would need to be used (currently loan based on husbands only as I was on maternity leave when we last remortgaged). Problem is I've just changed from permanent employment to self employment - same line of work, same client, still get 3 months notice just earn more and work for other clients too.

I worked this way pre children so have a number of years experience (and accounts) but there is a gap of maternity leave and permanent employment in between which seems to be problematic.

Thank you

[Mick Mac]

I'd say you might need a specialist broker for the self employed, if such a thing exists, surely it must do. https://www.google.co.uk/search?q=mortgage+broker+for+self+employed&sourceid=ie7&rls=com.microsoft:en-GB:IE-Address&ie=&oe=&gfe_rd=cr&ei=SMgxU7mCAoXY8gfx6ICwAQ