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Insurance on property being renovated

miga

By miga
in Request a Tradesperson

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Tradesman32

Tradesman32

Posted
Posted

My advice would be to take out standard home insurance and then notify them when the works are taking place. It is advised to alert your insurance company of the works but the company carrying out the works should have adequate insurance to cover any eventualities whilst on site.


From my experience your insurers will check the cover the build team have in place and should then advise you where you stand and if any further is required.


My advice is to read the small print!

tllm2

tllm2

Posted
Posted

We did something similar fairly recently - we went with the insurance offered by the same company as the mortgage (as they had surveyed/valued the property anyway) and they allowed a 'renovation/vacant period', for us 40 days was enough, for a slightly increased premium, but nothing unreasonable.


Speak to the mortgage company about their insurance would be my advice.

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