Thanks Drxyster but it looks like they only do blocks of flats Thanks dbboy, we too have had to stay with the same insurance company Ageas due to the subsidence claim but the broker no longer deals with them so have had to have the policy placed with another broker. Have now found 2 that will insure with them, both of which are very helpful: County Insurance Agencies Ltd in Croydon and Brownhill Insurance Group in Bromley However, I will look into TSB so thanks for the tip