Hi. I'm new here. Here to help give answers to those who are going through it like I have. I just got out of debt crisis today on 12th Sep 2014 and out of a bill it's such a relief here's how to do it spend half save half only take out what you need for bills and grocieres and save a bit towards the end for bills if you get ?200 per month then just take ?100 out and you don't need to be constant billing you can change your electric and gas constant billing to top up and scottishpower is a good one you can get gas top up to run on to next bill without topping up for a bit musn't let it get too high on that neither otherwise even that can run soon into debt and cost you double to pay and that will make you short for other things. Scottishpower has a tarrif that can make your top up last longer than others can't remember my tarrif name of it you can ask them by going to their website at co.uk and phone up. You can also top up electric metere by debit card in your home without having to go to a shop which is free to buy. I've learnt my lesson not to go into debt again we all are by doing the above and it's working better since I've started to do that. Hope that helps those going through it.
