Jump to content

Recommended Posts

Hi!


We?re thinking of buying a car as I?ll be attending university next year (quite far from here) and I thought it would be easier and cheaper to drive there. But I have no idea how much a car can cost (monthly)... Could anyone give me a rough idea? How much do you think I would spend per month in car insurances or other similar costs? I?ve tried to check car insurance costs online but they ask me all sorts of details (even the car details, which I don?t have yet!), so I?d rather not give them any information... Could anyone help me?


Thanks!

Insurance depends on how big your car engine is, how old you are and how many years' no claims bonus you have, so it's a little hard to say what you should pay without further details.


You need to factor in Road Tax, MOT, Breakdown Service, petrol, oil, annual service plus possibly a six month oil change depending on age of car, and an emergency fund to replace parts (eg, I've just had to replace my exhaust). Also if you will be driving in central London, there's the dreaded Congestion Charge.


Don't buy a car approaching 80,000 miles, that's when everything starts to go. Either buy well before or well after when major things would already have been replaced.

My brother gave me his old car for free. its a 1996 renault clio.

I pay ?400 insurance p/a i have never had my own insurance before, it was reduced by adding another driver and fully comp was cheaper than 3rd party for a crap old car. I am with elephant.

?9 for AA a month

?120 tax i think pa

?10 a month petrol, but i dont go far.

?50 MOT? i think

?200 repairs following MOT, for worn brakepads etc.

Hope this helps!

Sazzle's summary sounds good, my car is almost as ancient, and insurance/tax/mot/servicing works out at around ?1000 a year. Depreciation obviously not a concern for me. If you're going to be doing significant mileage, petrol will be your largest expense (~15p a mile?)
Having a car will be easier but a lot depends on how often you come home. If you stick to just going up there begining of term and coming back end of term then it would not be worth it. If you did have a car you would use it more than that though-it might be a good way of making friends- or being taken advantage of! I would have thought you would be in a minority having a car, and if you plan your journeys home by train in advance it is quite cheap - or going Natioanl Express Coach is even cheaper.

Great point. When I was commuting to Leicester for my MA I would buy coach tickets in advance and they were mighty cheap. MegaBus has great offers, too. But that was before MegasBus started.

And cars over a certain age don't require road tax I think. Mine you then they're more expensive to fix?

Hybrids mean you don't have to pay congestion charge (which is absolutely ridiculous of course!)

lorenika Wrote:

-------------------------------------------------------

> Hi!

I?ve tried to check car insurance costs online but

> they ask me all sorts of details (even the car

> details, which I don?t have yet!), so I?d rather

> not give them any information... Could anyone help

> me?

>

> Thanks!


Use these sites to get an idea of how much insurance will be for different cars, make the car up. You'll see a big difference in insurance costs and, as I'm guessing you're looking at cheapish cars, this could be a significant part of the overall spend. Better to know what you can afford to insure before you start actually looking at cars.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • It was open yesterday evening (Saturday) and fairly busy, too.
    • Has she been out before?  Bengals love to explore and have a high prey drive.  Put her litter tray and bed outside which may help her to find her way home.
    • Hello I have been with EE for years -10 ? - never had a single outage which is great when WFH. I had virgin before and it was terrible - so many outages - I live on Whateley Road - hope this is helpful 
    • This may be somewhat out of date but virtually no environmental benefit & almost entirely grass... really? https://www.gigl.org.uk/sinc/sobi09/ Description Peckham Rye was established as an open space in the late 19th century and includes several valuable habitat features spread across the park. The park is a Grade II Listed landscape, and has recently been restored with assistance from the Heritage Lottery Fund. A small community garden within the site is managed by the Friends of Peckham Rye. Peckham Rye Park won a Green Flag Award again for 2022. The site is used by the Southwark Health Walks project as part of a Walking the Way to Health (WHI) scheme. Wildlife This large park has several valuable habitat features. The most important of these is the only remaining above-ground section of the River Peck and the most natural stream in the borough. The stream is heavily shaded by native, unmanaged wet woodland dominated by alder, ash and pedunculated oak with a ground cover of pendulous sedge and bramble. Alder dominated woodland is a rare habitat in Southwark. Although somewhat altered with weirs, other artificial structures and ornamental planting, some sections are still in their natural banks and includes yellow flag, watercress, water figwort and cuckooflower. The largest of three ponds supports marginal vegetation including hemp agrimony. A variety of waterfowl nest on the wooded island, including tufted duck, coot, Canada goose and mallard. Substantial flocks of gulls visit the park in winter and bats are likely to forage over the water. Small blocks of predominantly native woodland, mostly on the boundary between the Park and the Common, are dominated by oak and ash with a well-developed understory, but sparse ground flora. Spring bulbs have been planted in previous years. These and several dense shrubberies support a good bird population and small numbers of pipistrelle bats are present. Infrequently mown grassland is located in one large area and was seeded in 2009. It's composition includes giant fescue, ladies bedstraw, meadowsweet, black knapweed and wild carrot. The rest of the park consists of amenity grassland with some fine mature trees.  
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...