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How much do you pay for your building Insurance?


I received a renewal notice from the Nationwide with a quote of ?556 and I have been with them for several years and paying similar amounts each year.


I went on the net and got it for ?210 from M&S.


When I phoned the Nationwide they said they would do it for ?349.80 but would not send me the revised quote and had to renew it then over the phone to get the revised rate.


Loyalty with finance companies does not pay.

Wow - that is quite a difference! We are paying about ?260/year, but I do know that it is worth checking on price comparison websites as they attract cheaper offers. In fact, when looking for car insurance I got ?100 off by going through a comparisons site as opposed to the company's own site - when I spoke to them, they told me that it's not unusual...
Our home insurance was with Saga, having received a renewal quote that had incrreased by 25% I contacted Discount Insurance, they dealt with my requirements very efficiently and our home is now insured with Royal & Sun Alliance, this policy comes with slightly better cover and is about 30% less expensive than Sags. Discount Insurance 020 8847 8000.
I pay about ?450/year. I had cheaper quotes, but sat down and read the small print for once and decided to pay extra for more robust cover. I used to always go for the cheapest option on price comparison sites until a friend's house suffered fire damage a year ago ago, and I witnessed (and am still witnessing) the agony he is going through trying to get them to cough up for stuff. It's been a real eye-opener.

I can. The best idea when dealing with anything like this is to get it in writing. If it's not written down, it didn't happen.


gerritsmith Wrote:

-------------------------------------------------------

> last week I had phoned Nationwide to cancel my

> building insurance.

> Today, I received a letter thanking me for

> renewing the insurance with them and direct debit

> payments will start on 1st of Nov.

>

> I cannot believe this.

gerritsmith Wrote:

-------------------------------------------------------

........

> Loyalty with finance companies does not pay.


Err, loyalty never has. I change insurance company for contents, buildings, car, breakdown almost every year.


We also change energy suppliers regularly and I wouldn't hesitate to change banks if necessary.


Takes an hour a year but I save at least ?300 in the process.

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