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What about a cinema party? The picture house has conservatory but the furniture is a bit shabby. You can connect your own music too. -
I got a relatively good deal (well, compared to the quote from my current broker!) through Orwell Insurance, who also didn't require a survey. £655 pa including subsidence cover. The excess is quite high but there's a ten year guarantee on the work on my front bay, so fingers crossed I won't have to claim. There has been other ground movement decades ago which sadly they also took into account in setting the excess. I used an online site called QuoteZone which was very quick and easy and can exclude any companies which won't cover you if you've had previous subsidence. Good luck to everyone who is in a similar situation! Each company seems to ask different questions and want different things, so definitely try a few places. I didn't want to spend days phoning round, so given I had already saved £845 I stopped there, though it's possible I could have got it cheaper.
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