Jump to content

Recommended Posts

Cheques are still the safest way to send money to others if you want to make a 'thing' of it. At Christmas or birthdays a card with a cheque is the most effective present to distant god children or extended family, for instance when you don't know what they have or need - made out to the parent if you don't think they have an account yet. Of course you can use electronic transfer, often, to parents if you set it up, but that doesn't quite have the impact of a cheque in the post. So a cheque still has a use, I believe, even when you have very much reduced your cheque writing for other purposes.

  • Agree 2
37 minutes ago, vladi said:

You can use PayPal to send money and it is free of charge if you chose to send it as a gift to friends or family.

You can 

But you can't put PayPal in a card like you can with a cheque or postal order  🙄 

  • Like 1
  • Agree 1

When they were very little I transferred money in my nephew and niece's savings accounts and wrote a little voucher to put in the card.

Now they are a bit older I put half in to their savings accountd and half on to their Go Henry cards.  Children neither know nor care about cheques.

As for Postal Orders  last time I checked I'm not in an Enid Blyton novel 😆

Edited by Cyclemonkey
  • Haha 2
55 minutes ago, Cyclemonkey said:

When they were very little I transferred money in my nephew and niece's savings accounts and wrote a little voucher to put in the card.

Now they are a bit older I put half in to their savings accountd and half on to their Go Henry cards.  Children neither know nor care about cheques.

As for Postal Orders  last time I checked I'm not in an Enid Blyton novel 😆

And that's your choice, but it's not everyone's choice. 

Some people don't like or can't do what you do. 

  • Agree 1

My grandchildren would be most bemused if they were sent a cheque! 

And what a faff! They would have to pay it into a bank anyway, wouldn't they? How does that work, if they don't have a bank account?

Even if they do,  sending money by BACS is quicker and easier. You don't have to spend an arm and a leg to buy a stamp, and the money  can't get "lost" or delayed in the post.

They have the use of the money immediately, buy something they want with it, then tell me/show me  what they bought.

Better all round for everybody, in my opinion, though I accept everybody is different.

I know people who still want to bring back pounds shillings and pence 🙄

  • Agree 1

I'm in my early 40s and I am not sure anyone (aprt from HMRC) has sent me money in cheque form for at least 20 years.  I would be slightly irritated to get a cheque as I would have to find time to pay it in.  I can well imagine a young adult being pretty baffled by a cheque.  Many don't even bank with places that have physical branches.

  • Agree 1

Just in case you do get a cheque you can pay it into your Monzo account or similar by taking a photo of the cheque in the app v easily.  I know my bank's app didn't work but that's probably the exception.  I have to say that if and when people gift me money in any form I'm always really appreciative and never get irritated. 

But for those that are not tech savvy of whatever age, brain power or other reason, a face to face encounter may be preferable but becoming increasingly impossible so that company profits can be increased. 

1 hour ago, Moovart said:

 

But for those that are not tech savvy of whatever age, brain power or other reason, a face to face encounter may be preferable but becoming increasingly impossible so that company profits can be increased. 

Surely increasing profits are not the reason?

It's more about  preventing massive losses?

You can't keep things going at vast expense because a few people still use them. We would still be in the stone age.

There are always going to be some people who find it hard to use "modern" technology (which has been going for decades).

I would have thought the answer was for those people to learn how to do the things they need to do? I'm sure lots of help must be available? 

I'm one of the ancient ones, and around the end of the nineties I went on a free course to be taught how to go online and use the internet. It was quite a steep learning curve, but so is learning anything new.

So in previous years was learning to use a PC and word processing. So was learning Excel and spreadsheets.  If you need to use something, you have to learn how to do it!

Some people may not have the mental  capacity to do this, but in that case surely they will be getting support in other areas of their daily life already?

And as regards the possible  closure of the Crown post office (note - possible) we don't know what alternative arrangements may be made should this happen, so it seems a bit premature to be protesting about it at this point.

Edited by Sue
  • Like 1

It is a challenge.  These sorts of services are increasingly expensive to deliver as fewer and fewer people use them.  Most people don't want to have to go back to using their lunch hour to queue up at the bank or Post Office. 

So the options  are - reduce the service, make it more expensive or the tax payer subsidises it.

 

I believe that Crown Post Offices are normally owned by the Post Office, and are frequently in valuable high street sites, so I would not be surprised if their sale value (or rentals to be derived if not sold) would be enticing, particularly for those offices running at slim or no profit margins. Happy to be proven wrong, of course. 

  • Agree 1
2 hours ago, jazzer said:

They plan to close the Mount Pleasant Office, absolute and utter madnesss

How do you know it's madness unless you know what they plan to replace its services  with?

And isn't Mount Pleasant a Royal Mail sorting office? If so, that's nothing to do with counters.  Royal Mail is a completely separate - and privately owned - business.

 

 

  • Agree 1
On 17/11/2024 at 09:21, Cyclemonkey said:

I'm in my early 40s and I am not sure anyone (aprt from HMRC) has sent me money in cheque form for at least 20 years.  I would be slightly irritated to get a cheque as I would have to find time to pay it in.  I can well imagine a young adult being pretty baffled by a cheque.  Many don't even bank with places that have physical branches.

I’m younger than you but have received a couple of cheques in the past year or so. And also written one out. Depositing a cheque is actually less of a faff then setting up a new payee or sharing your details. Just open the app, go the section to deposit money and take a picture of the cheque. 

  • Like 1

Ultimately, nobody really  wants to pay for them. The banking doesn't make them any money and should the state really be subsidising the functions that the banks themselves used to, and should be providing?

On top of that, they have a dwindling user base for the other competencies like currency exchange and logistics. I personally just use Google Pay abroad, and get my deliveries picked up by the postie or use a deposit box.

 

  • Agree 1

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • I like empanadas. I don't think Chango is a massive chain - it's got a few stores all in London I believe (stand to be corrected if I've got that wrong). I don't see a problem with them opening on the Lane personally. I really like Chacarero, but that doesn't mean that they should be immune from competition - if they're successful and open a couple more stores, are we then meant to stop supporting them for being a 'chain'?  That opening post does sound a lot like marketing spiel though. Is the OP perhaps connected to the new business I wonder?
    • According to what I can see online, Dynamic Vines and Cave de Bruno sell totally different kinds of wine to each other.  Dynamic Vines  "work with independent winemakers who produce outstanding wine using sustainable practices in the vineyard and minimal intervention in the cellar".  Cave de Bruno specialises in French wines and spirits from small independent producers. So two different USPs, and no doubt two different but overlapping customer bases who can afford these wines. Probably different again to the people mainly  shopping for wine at Majestic or the Co op. On the other hand, the two empanada shops appear on the face of it to be selling virtually identical products. But time will tell, won't it? Let's see how they are both doing in - say - a couple of years' time. Impossible, of course, to compare that with how they would have done if there had been only one of them. I just feel more  sorry for the original one than for  the one which can apparently already afford to have a number of shops in places like Mayfair and Highgate. I'm tempted to buy something there every week, and I don't even like that kind of pastry 🤣
    • Not only can he turn olive oil into Vermouth, but also water into a wine. A true miracle worker.  I wouldn't say a wine shop sells a wide variety of things - and there are two right next to each other.  And once upon a time, upmarket pizza shops were very specific. So were burritos etc. These Argentinian cornish pasties are clearly becoming mainstream; we should consider ourselves lucky to be witnessing this exciting upward trend within our lifetimes and on OUR HIGH STREET. We can tell our grandkids that we remember when there was no internet and no empanadas.  I'm sure that if the family empanada people have a good business head, they'll be able to ride this wave of competition, just like Bruno has. 
    • Very economical. Are you available for events? I've got a gathering of 5000 coming up soon. What could you knock up with two little fishes and five loaves of bread? Cod in breadcrumbs? Fish finger sandwiches? Spanish-style croquetas de bacalao with a Romesco sauce? It's BYOB for beer, so there's no need to worry about that and I've managed to do an unbelievable deal on water and wine. Drop me a DM on here or ask for Dave or Jesus (pronounced 'Hay-Zooze') in The Herne, left hand side of the bar.
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...