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Question about Maternity Allowance calculation


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I'm pregnant and won't qualify for statutory maternity pay (SMP) but will qualify for maternity allowance (MA) because I'm self employed.


Directgov states the conditions for MA as follows:


You may be eligible if:


you've been employed and/or self-employed for at least 26 weeks in your 'test period' (66 weeks up to and including the week before the week your baby is due). Part weeks count as full weeks; and

you earned ?30 a week averaged over any 13 weeks in your test period


And it states the calculation of the amount as follows:


Maternity Allowance pays a standard weekly rate of ?123.06 or 90 per cent of your average gross weekly earnings (before tax), whichever is the smaller.



My question is: is MA calculated over the entire 66 week period (including all the weeks you weren't working and therefore had zero income, making the average income over the entire 66 week period very low) or only over the weeks you were actually employed and generating an income? I was a stay-at-home mum for most of 2009 and will have only worked for about 42 weeks in the aforementioned 'week before the week my baby is due'.


Thanks for any insights anyone can give me! Will probably call them next week but am getting a bit nervous...

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I'm pregnant and won't qualify for statutory maternity pay (SMP) but will qualify for maternity allowance (MA) because I'm self employed.


Directgov states the conditions for MA as follows:


You may be eligible if:


you've been employed and/or self-employed for at least 26 weeks in your 'test period' (66 weeks up to and including the week before the week your baby is due). Part weeks count as full weeks; and

you earned ?30 a week averaged over any 13 weeks in your test period


And it states the calculation of the amount as follows:


Maternity Allowance pays a standard weekly rate of ?123.06 or 90 per cent of your average gross weekly earnings (before tax), whichever is the smaller.



My question is: is MA calculated over the entire 66 week period (including all the weeks you weren't working and therefore had zero income, making the average income over the entire 66 week period very low) or only over the weeks you were actually employed and generating an income? I was a stay-at-home mum for most of 2009 and will have only worked for about 42 weeks in the aforementioned 'week before the week my baby is due'.


Thanks for any insights anyone can give me! Will probably call them next week but am getting a bit nervous...

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