Exdullwitcher For information I was the passenger in a taxi so I had plenty of time to spot him, others may not have The question wasn't if I didn't see him but who would be at fault if someone else didn't ? Be it a pedestrian keeping their head down against the driving rain, not seeing him as he had no lights or visibility about him, or a car driver or another cyclist. To answer your point , cats, dogs, foxes and pedestrians often get knocked down at night so they aren't always seen, same as said cyclist. parked cars have reflectors , he didn't and other debris in the road often causes accidents. I feel you have jumped on the anti car soap box with your response but not actually considered the basic question asked. However I get the impression from the way you answered that your view is it would not be the cyclists fault, but if I have that wrong please say so.