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DuncanW

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  1. May I suggest, the reason people have replied back to the OP in the way they have is largely not down to the substance of what you're saying but the tone and your choice of words. You're upset that responses have been toxic, but your OP calls people yobs, louts and scumbags for the heinous crime of being stood outside a pub having a drink. So what do you really expect? To the substance, I walk past there all the time, and on rare occasions (mainly after Hamlet home games) it's busy and you might need to squeeze through or politely say excuse-me... believe it or not, that seems to work just fine
  2. CIC is not the appropriate vehicle for a fund-raising intermediary. CICs are for businesses that typically sell something or provide a service for social good but are not for profit; a community cafe or arts centre, or an IT skills training centre for unemployed people. it costs £65 to set up a CIC, the scrutiny is less than for a full charity, and the administrative burden is pretty low if you don’t file accounts. It’s hard to prove a negative, but if you were trying to build a credible, positive case for giving money to street collectors for CityHive CIC, that might be a little harder still… tho thank you, Zahid for joining the Forum to give it a go.
  3. So if (hypothectically) one is driving a modern SUV - sits on a car chassis but is built out, so bigger and heavier - and if an EV, the battery makes it heavier still -- BUT it is an EV so there's no ICE emissions, it's got the latest anti-collision/auto-braking tech so reallly, actually quite difficult to hit somone, and certainly in this area doesn't get driven any faster than 20 mph (there or thereabouts)... Is that actually a worse proposition than the family cars of 20/30 years ago - all ICE, lots of them diesel-powered - probably have ABS but other than that relying on the driver to brake and avoid collisions - and driven much faster in 30 mph limits with much less enforcement. The hard metric that smaller cars are likely to cause less harm than larger ones is difficult to argue against, but it's possibly a bit more nuanced than some would have it...?
  4. Success can be measured in many ways, but as a business, Brewdog loses money https://www.cityam.com/brewdog-james-watt-frustrated-as-brewer-remains-in-the-red/
  5. Agreed... made me actually feel queasy
  6. LIghts are essential - it's a legal requirement
  7. I'm generally in favour and supportive of events like Gala, but this issue around vehicular access to the site does seem a bit concerning. Essentially, they are going to build a fenced off road/trackway right accross the cricket and Gaelic football pitches... is that right? Hopefully they have a way of making that work which isn't too disruptive, but I can't envisage what that might be.
  8. Don't worry, the link came through just in time, and I'm in the queue for tickets now
  9. I didn't get residents tickets, but have signed up for the early bird release which goes live today at 10:00 am - I haven't received a link or access code though... anyone else?
  10. Family Legal Protection is an additional cost extra with that policy and doesn't relate to liability claims, it's for taking an action against a party who has caused injury (or death) to the insured party or damage to their property, not the other way round. I know you're desperate not to be wrong here, but it might be time to knock it on the head. 🤣
  11. A quick search where, dare I ask?? Below is the clause on the policy with Churchill - a well-known, mainstream, domestic insurer making it clear that cover is provided: You’re covered for ✔ Personal liability Liabilities arising from you occupying your home and your personal liabilities as a private individual in and away from your home. We will pay up to £2,000,000 to cover your legal liability for damages you have to pay if someone makes a claim against you during the period of insurance for: • accidental death or illness of, or bodily injury to, any person • accidental loss of or damage to property. This will also include costs, expenses and legal fees for defending https://www.churchill.com/assets/pdf/ch-home-insurance-policy-document.pdf If you need any further help with this I'm happy to break it down into plainer English for you.
  12. Just to correct this. Most home contents insurance policies provide cover of £1M (some are higher) for third-party liability claims for damage and injury. I always double-check that this includes 'whilst cycling' and covers every insured member of my household when looking at change to my provider. I have yet to come across any that don't offer this as standard. So it's true that home contents insurance is not compulsory, so some won't have it but the average cyclist IS insured for this.
  13. Been a couple of times... it's good. Strangely it doesn't feel massively different than before, except the execution is 10 times better.
  14. I wonder how many private schools close across the UK in an average year...? Is it none... or do one or two close every year, and the difference being that this year those that do cite the VAT change as one of the reasons...?
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