Hi, I rang most insurers and most would not insure my 18 year old au pair. Direct Line will - be it was ?1500! I just had to pay it as I live in SE26 and my son needs to be taken to school in Dulwich. I was na?ve - it's apparently because you need to be a UK resident for at least a year to get 'normal' rates. The age doesn't help either! I might have to get an older au pair next time!