clicka

I've only gone and joined the 21st century and got an all singing all dancing smart phone, and would you believe it or not you can actually use it as a phone as well! I'm even using it now to post this message!! Problem is I'm a bit of a clutz and am prone to dropping things, especially phones - you know the deal - child in one hand, car keys in the other, phone rings, quick fumble around and hey presto phone ends up on the floor!! So I was wandering what people's experience was with phone insurance. Is it worth paying for a current account which gives you "free" phone insurance - what are people's experiences with the various banks when it comes to claiming? Any help / advise would be greatly appreciated in this bamboozling industry 😃

Hi Yak, I too am thinking of zinc cladding on a loft conversion. We had fake slate on a previous house last year which was good but not the greatest finish when the builders cut the tiles to size. Did you get anywhere or progress with a different cladding?

Yes it does seem to have dwindled maybe an afternoon meeting may be best now as there seem to be more activities/groups etc in the morning and Monday is particularly busy! Also with it about to get dark at 330/4 soon maybe nice to have a meet to fill the dark afternoons (missing summer...) anyway just a thought but Monday afternoon at 3 in a pub which has a bigger space than cafe in park??? Cath and Harrison x

Morning , aiming for pramming today so maybe see you down there about 12? Cath and Harrison x

Hi Ginny, I am going to see that film today with my mate Trude so will see you there. Big meet what about the Plough it's massive and will accommodate the buggies no problem. Catherine

We are organising my husbands 40th birthday drinks, have left it a bit late it's next month!! Ideally a private room in a pub/ bar where you can have your own music.Central or near a tube in south London as people coming for all over London. Approx 25 people ish - does anyone have any good recs of places they have been/ hired????? Thanks in advance

Yep I am planning to be there Catherine

I will be there as near to 11.30 as poss Catherine x

Mat leave has begun phew although sounds like lots of babies have arrived too! I still have a few weeks left so if anyone fancies a coffee this week Wednesday or Thursday let us know. Catherine

Hello Does anybody know the situation with getting the free 15 hours of early years education for children who turn three. What I don't understand is how it works. Presumably in the first instance the nursery needs to be registered with the local authority. If that is the case, what next? If my child is in nursery from 08:00 till 18:00 (10 hours per day) and we pay ?60 per day to the nursery or ?6 per hour. If I get 15 hours free does that mean I get ?90 (?6 x 15 hours) off my weekly bill to the nursery, or is the hourly rate for the free 15 hours limited effectively meaning in pay the difference between the hourly cap and my ?6 per hour fee? I'm really confused and not getting much luck by researching this on line. Many thanks Clicka