They lie!!

[ClareC]

One non fault accident (my stationary vehicle hit by another driver who admitted liability and whose insurers settled direct, ie no claim necessary from my insurer)and my car insurance is increased by 50% despite having protected no claims bonus!

How does that one work ?!?!?!? grrrrr

Makes a mockery of fault/no fault and no claims bonus!!

[Sue]

Change your insurer!

[ClareC]

My sentiments exactly! Seems to be common with all insurer's though. I went onto confused.com and did two idential quotes, 1 with no "claims" 1 with a non fault claim - over ?100 difference :-( (admittedly better than my existing insurer).

Problem is although I didn't claim from my own insurance (or even use them), I technically "claimed" against the other driver's insurance so am deemed to have made a claim!

My low mileage, 100% reliable, owned for 11 years, rarely used "old banger" was written off (uneconomic to repair), I was given a pittance and now it costs me extra per year to insure the replacement because I was given the pittance. Not to mention I had to shell out a great deal more than my settlement figure. Very irritating!!!

[SteveT]

Buy a bicycle and stuff the insurance thieves and rob dogs.

[giggirl]

Ouch. ClareC - that truly sucks honey but it doesn't surprise me. You're entitled to grumble a bit but then move on.

[Jeremy]

Doesn't make sense. In fact if it was sorted through the other guy's insurance, you shouldn't even need no claims bonus protection!

When you're filling in your applications for other insurers, shouldn't you be filling it in with no claims instead of one "no fault" claim? It wasn't settled through your own insurance, so you haven't actually made any claims.

[PeckhamRose]

Take this up with the Motor Insurers Institute, or whatever their governing body is. Seriously, look in to this and complain.

[EDKiwi]

I was in a similar situation when my insurance was up for renewal, I had a very minor crash where the other party was at fault, no claim made by myself as it was only a tiny dent but my premium went up even though I gained another year on my no claim bonus, figure that one out. Ended up changing companys but even so I did notice on the comparison sites I would get a cheaper price for no accidents/no claims than 1 non-fault accident/no claims.