Jump to content

Recommended Posts

One non fault accident (my stationary vehicle hit by another driver who admitted liability and whose insurers settled direct, ie no claim necessary from my insurer)and my car insurance is increased by 50% despite having protected no claims bonus!


How does that one work ?!?!?!? grrrrr


Makes a mockery of fault/no fault and no claims bonus!!

Link to comment
https://www.eastdulwichforum.co.uk/topic/12915-they-lie/
Share on other sites

My sentiments exactly! Seems to be common with all insurer's though. I went onto confused.com and did two idential quotes, 1 with no "claims" 1 with a non fault claim - over ?100 difference :-( (admittedly better than my existing insurer).


Problem is although I didn't claim from my own insurance (or even use them), I technically "claimed" against the other driver's insurance so am deemed to have made a claim!


My low mileage, 100% reliable, owned for 11 years, rarely used "old banger" was written off (uneconomic to repair), I was given a pittance and now it costs me extra per year to insure the replacement because I was given the pittance. Not to mention I had to shell out a great deal more than my settlement figure. Very irritating!!!

Link to comment
https://www.eastdulwichforum.co.uk/topic/12915-they-lie/#findComment-354981
Share on other sites

Doesn't make sense. In fact if it was sorted through the other guy's insurance, you shouldn't even need no claims bonus protection!


When you're filling in your applications for other insurers, shouldn't you be filling it in with no claims instead of one "no fault" claim? It wasn't settled through your own insurance, so you haven't actually made any claims.

Link to comment
https://www.eastdulwichforum.co.uk/topic/12915-they-lie/#findComment-355112
Share on other sites

I was in a similar situation when my insurance was up for renewal, I had a very minor crash where the other party was at fault, no claim made by myself as it was only a tiny dent but my premium went up even though I gained another year on my no claim bonus, figure that one out. Ended up changing companys but even so I did notice on the comparison sites I would get a cheaper price for no accidents/no claims than 1 non-fault accident/no claims.
Link to comment
https://www.eastdulwichforum.co.uk/topic/12915-they-lie/#findComment-355209
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • Pickup your dogs shit off the street, it's so simple. Don't own a dog if you cannot do this basic service. Pathetic. Cleaning my shoes of dog shit for the 2nd time this month. What's going on? 
    • Hi SpringTime, I completely understand the concern for protecting birds, but using bells on cats is a bit more complicated. While they may reduce hunting success, they're not always effective & can cause stress for some cats, who are highly sensitive to sound. A better solution is to ensure cats are kept indoors during peak bird activity & providing plenty of enrichment at home to satisfy their hunting instincts. There's a terrible misconception that cats do not require as much mental & physical enrichment as dogs do. But they do, if not more so.
    • But we can train them to kill the foreign invaders, green sqwaky things, and the rats with feathers 
    • Hi Nigello, Many spayed/neutered & microchipped cats actually don't wear collars, as they often go missing & can pose risks.  Microchipping is far more reliable for reuniting lost cats with their guardians. Some of our clients even keep sacks of collars on standby because their cats frequently return without them - a comical but telling example of how impractical collars can be. A major contributor to unspayed/unneutered cats & kittens is purchasing from breeders, where these measures are often overlooked. Adopting from shelters, on the other hand, ensures all precautionary steps - like spaying/neutering, microchipping, as well as vaccinations - are already in place.
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...