Jump to content

Recommended Posts

I'm aware that a number of properties in our area have historically suffered from subsidence in one form or another, and so hoped someone might have any useful thoughts on where to obtain buildings (and contents) insurance? My house had an issue a number of years ago and unfortunately my current insurers have written to me to say that the insurer which they used is no longer on their panel and they have not been able to obtain alternative cover so my house is uninsured in a few weeks...!


Thanks very much for any pointers.


(I have seen a separate thread on here about using Aviva - that seemed to be focussed on contents only, rather than buildings insurance, but I will give them a try anyway)

Link to comment
https://www.eastdulwichforum.co.uk/topic/185218-buildings-insurance-subsidence/
Share on other sites

Having had our home underpinned in 1992, we have had problems with buildings insurance ever since.

A previous EDF member suggested getting a structural engineers report on the property, which we did.

Having a good bill of health from the structural engineer, I contacted about six different brokers and insurance companies emailing them the structural engineers report.

The broker who we decided upon details as follows -:

Ms Karen Landa

Commercial & General Insurance Services

Suite C10 Arena Business Centre

Nine Nimrod Way

Ferndown

Dorset

BH21 7SH Phone 0800 731 6242.


Our Insurance is with "Insurance Corporation" a subsidiary company of "Royal & Sun Alliance"

Hoping this proves helpful.

Our house was underpinned in 2000 with the total claim coming to just over ?100k - yes, ?100,000. After this, quotes for insurance were just silly prices.


I found and was happy with a broker "Bureau Insure" who sent a chap around to assess the house (5 minutes and not what I'd call a survey). They found an insurance company quoting around half the price I had from my existing one.


Bureau Insure have recently been taken over by Risk Alliance who so far have continued with decent renewal quotes for buildings.


https://www.riskalliance.co.uk/private-clients.html

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • Per Cllr McAsh, as quoted above: “We are currently updating our Enforcement Policy and changes will allow for the issuing of civil penalties ranging from £175 to £300 for visible smoke emissions, replacing the previous reliance on criminal prosecution. " Is anyone au fait with the Clean Air Act 1993, and  particularly with the state of 'Smoke Control' law and practice generally?  I've just been looking  through some of it for the first time and, afaics, the civil penalties mentioned  were introduced into the Clean Air Act, at Schedule 1A, in May 2022.  So it seems that, in this particular,  it's a matter of the enforcement policy trailing well behind the legislation.  I'm not criticising that at all, but am curious.  
    • Here's the part of march46's linked-to Southwark News article pertaining to Southwark Council. "Southwark Council were also contacted for a response. "Councillor James McAsh, Cabinet Member for Clean Air, Streets & Waste said: “One of Southwark’s key priorities is to create a healthy environment for our residents. “To achieve this we closely monitor legislation and measures that influence air pollution – our entire borough apart from inland waterways is designated as a Smoke Control Area, and we also offer substantial provision for electric vehicles to promote alternative fuel travel options and our Streets for People strategy. “We as a council support the work of Mums for Lungs and recognise the health and environmental impacts of domestic solid fuel burning, particularly from wood-burning appliances. “We are currently updating our Enforcement Policy and changes will allow for the issuing of civil penalties ranging from £175 to £300 for visible smoke emissions, replacing the previous reliance on criminal prosecution.  “This work is being undertaken in collaboration with other London boroughs as part of the pan-London Wood Burning Project, which aims to harmonise enforcement approaches and share best practice across the capital.” ETA: And here's a post I made a few years ago, with tangential relevance.  https://www.eastdulwichforum.co.uk/topic/278140-early-morning-drone-flying/?do=findComment&comment=1493274  
    • The solicitor is also the Executor. Big mistake, but my Aunt was very old, and this was the Covid years and shortly after so impossible to intervene and get a couple of close relatives to do this.  She had no children so this is the nephews and nieces. He is a single practitioner, and most at his age would have long since retired - there is a question over his competence Two letters have already gone essentially complaining - batted off and 'amusingly' one put the blame on us. There are five on our side, all speaking to each other, and ideally would work as a single point of contact.  But he has said that this is not allowed - we've all given approval to act on each others behalf. There are five on her late husband's side, who have not engaged with us despite the suggestion to work as a team, There is one other, who get's the lion's share, the typicical 'friend', but we are long since challenging the will. I would like to put another complaint together that he has not used modern collective communication (I expect that he is incapable) which had seriously delayed the execution of the will.   I know many in their 80s very adept with smart phones so that is not an ageist comment. The house has deteriorated very badly, with cold, damp and a serious leak.  PM me if you want to see the dreadful condition that it is now in. I would also question why if the five of us are happy to work together why all of us need to confirm in writing.             The house was lived in until Feb 23, and has been allowed to get like this.
    • Isn’t a five yearly electricity safety certificate one of the things the landlord must give for a legal tenancy?
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...