Are Ofsted-registered nannies more responsible when your child has an accident?

[millsa]

Hallo,

I am currently looking for a nanny or a childminder for my 15-month-old daughter and I need some advice please. What happens (legally) if my daughter has an accident and gets hurt, ie what happens 'if something bad happens' to my child when she is under the nanny's care? What do people put in their contracts?

And does it make a difference if the nanny is Ofsted-registered or not? I understand that nannies are not required to be registered on the Ofsted Childcare Register as the registration is entirely voluntary. HOWEVER are the registered ones in any way more legally responsible in case of accidents?

Many thanks in advance!

Also if you are a childminder or a nanny who has a vacancy Mon-Wed starting at the beg of Feb please PM me. Cheers

[Sanne Panne]

I think it's all down to the nanny having nanny insurance (covering liability) and having a legal contract with you (in which you specify that nanny insurance is required). I don't think Ofsted makes a difference.

[hollie-pop24]

im not really sure what you are asking but ofsted doesnt make any differnce , i think nannies can get insurance for personal liblity but children have accidents i think you would scare a nanny off if you require insurance for your child

[millsa]

I think I had a moment of paranoia, sorry. I wasn't asking about a child falling over and breaking a leg but about something more serious like a child running into a road and being run over only because a nanny somehow didn't prevent it.

[Moos]

SP is correct, nannies and childminders have professional indemnity insurance against exactly that.

Also, are you sure you want to ask the question as part of your child-care seeking process..? :)

[millsa]

I must have scared off any potential candidates! :)

[womanofdulwich]

My first ever nanny was first aid trained and she dealt with my son having a febrile convulsion and called me from hospital after she had got him there and he was being seen to. She was wonderful.

[chelle184]

Hi, hope this information is helpful.

It's up to the nanny to pay nanny insurance which is a yearly sum! This covers the nanny for any legal fees etc... If anything happens while looking after your child.

If you are a registered ofsted nanny then you have to have a current first aid course updated every 3 years and have insurance annually!

So if you look for a nanny who is not ofsted registered then you need to make it clear you want someone who is insured and will do it annually!

Good luck with your search :)

[oimissus]

slightly unrelated but if your employer has a childcare voucher scheme your childcare provider must be Ofsted registered, so worth bearing in mind.