Jump to content

Recommended Posts

I am just going through getting quotes for my motorbike insurance, and the premiums seem to jump when the SE22 post codes are entered.


Is ED really that bad for vehicle theft? Some companies will not even cover me if my bike is left parked on the street!


Does ED have the problem, or is it being tarred with the London brush - i.e, ED is part of London, therefore vehicle theft must be high?

I had the same problem with my 1984 car. The renewal went up from ?330ish to ?770 !!!! (5 years no claims!) I shopped around loads and the chepest I got get was ?520. Ridiculous ! Apprently its the 'whiplash' no claim, no fee merchants that are forcing up premiums.
i had the same problem. Ive recently moved to the area. Funnily enough my car insurance went down by ?100 even though my car is not garaged, but my bike was another story. They refused to insure me if the bike wasnt garaged. I have to rent a garage a mile from my home just so that ive got insurance cover until i can find someone to insure it if its ungaraged. If you find an insurer that insures your bike if its ungaraged please let me know.

trentk69 Wrote:

-------------------------------------------------------

> I am just going through getting quotes for my

> motorbike insurance, and the premiums seem to jump

> when the SE22 post codes are entered.

>

> Is ED really that bad for vehicle theft? Some

> companies will not even cover me if my bike is

> left parked on the street!

>

> Does ED have the problem, or is it being tarred

> with the London brush - i.e, ED is part of London,

> therefore vehicle theft must be high?



Jump from what amount? What area was it insured in before now?

My 13 year old car costs ?440 for third party insurance, down from ?480 last year. I did spend an hour going through all the comparison websites here http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance to get that.


I would just like to pay for plain third party, and take the risk on fire and theft, but the insurance companies charge you more for that...and sometimes full comp can be cheaper...


Yes, it is mostly down to whiplash and fraud. Insurance companies also have very small profit margins these days after years of competition so need to compensate for that.

I can't remember the name of it but there's a central guide to postcode risk that insurers use and SE22 comes up as bikes only insurable if kept locked away at night. So any insurer who insures on road bikes round here is going against risk advice.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • Per Cllr McAsh, as quoted above: “We are currently updating our Enforcement Policy and changes will allow for the issuing of civil penalties ranging from £175 to £300 for visible smoke emissions, replacing the previous reliance on criminal prosecution. " Is anyone au fait with the Clean Air Act 1993, and  particularly with the state of 'Smoke Control' law and practice generally?  I've just been looking  through some of it for the first time and, afaics, the civil penalties mentioned  were introduced into the Clean Air Act, at Schedule 1A, in May 2022.  So it seems that, in this particular,  it's a matter of the enforcement policy trailing well behind the legislation.  I'm not criticising that at all, but am curious.  
    • Here's the part of march46's linked-to Southwark News article pertaining to Southwark Council. "Southwark Council were also contacted for a response. "Councillor James McAsh, Cabinet Member for Clean Air, Streets & Waste said: “One of Southwark’s key priorities is to create a healthy environment for our residents. “To achieve this we closely monitor legislation and measures that influence air pollution – our entire borough apart from inland waterways is designated as a Smoke Control Area, and we also offer substantial provision for electric vehicles to promote alternative fuel travel options and our Streets for People strategy. “We as a council support the work of Mums for Lungs and recognise the health and environmental impacts of domestic solid fuel burning, particularly from wood-burning appliances. “We are currently updating our Enforcement Policy and changes will allow for the issuing of civil penalties ranging from £175 to £300 for visible smoke emissions, replacing the previous reliance on criminal prosecution.  “This work is being undertaken in collaboration with other London boroughs as part of the pan-London Wood Burning Project, which aims to harmonise enforcement approaches and share best practice across the capital.” ETA: And here's a post I made a few years ago, with tangential relevance.  https://www.eastdulwichforum.co.uk/topic/278140-early-morning-drone-flying/?do=findComment&comment=1493274  
    • The solicitor is also the Executor. Big mistake, but my Aunt was very old, and this was the Covid years and shortly after so impossible to intervene and get a couple of close relatives to do this.  She had no children so this is the nephews and nieces. He is a single practitioner, and most at his age would have long since retired - there is a question over his competence Two letters have already gone essentially complaining - batted off and 'amusingly' one put the blame on us. There are five on our side, all speaking to each other, and ideally would work as a single point of contact.  But he has said that this is not allowed - we've all given approval to act on each others behalf. There are five on her late husband's side, who have not engaged with us despite the suggestion to work as a team, There is one other, who get's the lion's share, the typicical 'friend', but we are long since challenging the will. I would like to put another complaint together that he has not used modern collective communication (I expect that he is incapable) which had seriously delayed the execution of the will.   I know many in their 80s very adept with smart phones so that is not an ageist comment. The house has deteriorated very badly, with cold, damp and a serious leak.  PM me if you want to see the dreadful condition that it is now in. I would also question why if the five of us are happy to work together why all of us need to confirm in writing.             The house was lived in until Feb 23, and has been allowed to get like this.
    • Isn’t a five yearly electricity safety certificate one of the things the landlord must give for a legal tenancy?
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...