FatherJack Wrote: ------------------------------------------------------- > > Phoned Insurance company who t/f me to Autoglass > immediately, excess paid and promises of no > reduction to NCB but of course renewal premium > will be affected and that of neighbours. Sigh. Insurance is a joke, isn't it. You pay out for years, then if you eventually have to claim, they up your future premiums to recoup what THEY had to pay out.