LadyNorwood

God only knows - The Beach Boys

spend

We inherited one (gas) in our old house - great in the winter but switched off in the summer so buy a BBQ or another oven; actual oven size is titchy (wouldn't take a whole turkey, had to chop it up first) as they are narrow but deep (found a yorkshire pudding three weeks after it had gone in as it was right at the back of the oven in the dark); even gas ones have to be on all the time unless you switch it on and off which is very expensive (ditto the heating - gas engineer told me it's cheaper to keep the heating on low constantly rather than switch it on and off as it takes longer and therefore uses more gas to get the house up to temperature)... On balance - AGAs/Rayburns look good but are a luxury - perhaps this thread should be merged with the one in the Lounge about the gentrification of ED??!!

AnotherEDer Wrote: ------------------------------------------------------- > Heh, that's OK. Please don't make me move to > Penge. > > I had considered a BTL property too. Need to look > into this more, sounds a bit scary. Plus my mum > had a bad experience with her tenants so this > might be clouding my judgement. Also I'm 27 and > who wants a 27 year old landlord?! > > As I need to access the cash within 4 years, I > think 5 year fixed savings accounts, FTSE or S&S > ISAs might not be the best options as I can't > imagine they will yield enough in this period. > > I'm really grateful for all the replies here. Perhaps mentioning you needed to access the cash within the next four years would have provided different responses....? Personally speaking, I'd pay down my mortgage (you say your payments are management "at the moment" but may not be if/when rates go up) - I overpaid on my monthly repayments and when I finally sold up had an extra few grand in my pocket... Interest rates on savings accounts are negligible; if you need the cash within four years don't put it in a five year fixed account as you'll be penalised for taking the cash out early... Good luck!!

Rupert - I was replying to Alice and 'diner' so brrrpppp (your post wasn't showing at the time!!)

Cry Me A River - Julie London

rinse

nerdy

randy

braid

Eyes without a face - Billy Idol

358 from Penge to Bromley, goes on to Orpington....

Don't open the fridge - it'll keep cold for a good few hours...

Curiously the OP has advertised loads of stuff for sale on the EDF....

My boy lollipop - Millie Small

Live is Life - Opus

Part of the union - Strawbs

Saucy Jack - Spinal Tap

*rouge trader* haha!!

gland

I Get Around - Beach Boys

The Man Who Sold The World - Lulu

rafts

Banana Boat- Harry Belafonte

curve