hibbs

Thank you, thank you. It is indeed very distressing and I feel awful because I have no idea what to do. I will ensure she looks at the link today. Thanks again.

OK so this morning I had a relative ring me in tears, she has no one else to turn to etc. She has got herself into a terrible financial situation which she doesn?t know how to rectify. She is a single parent, hasn?t worked for the last 7 years and lives in rented accommodation, her only asset as far as I understand is her car which isn?t worth much. Somehow over the last 8 years she has got herself into 30,000 pounds worth of debt via credit cards and a loan company. There is absolutely no way she can pay this amount back and is currently receiving notes through her door from said loan company. She is distraught and worried for her son. She has spoken to a debt helpline and they have advised her to file for personal bankruptcy. I have absolutely no idea what the above entails and feel helpless as I cannot offer her any advice and she cannot ask any of the other relatives as they are rather old and she doesn?t want to burden them with the worry of it all. I wonder if there is anyone here who can offer any sort of advice on how she should proceed please. If she goes down this route will they be entitled to take all her possessions? Will it cost more money to apply for bankruptcy? Any advice and I mean any would be greatly appreciated. Thank you.

Jess08 I have just sent you a pm.

I'm really sorry guys I'm not going to be able to make this one.

intexasatthe moment Wrote: ------------------------------------------------------- > Right ,ok ,here's the answer > > The whole length of Barry Road is 30mph limit at > present. The proposal includes introducing a 20mph > speed limit on Barry Road from its junction with > Lordship Lane to its junction with > Underhill/Whateley Road .I do apologise for the > confusion on the drawing. > > Which then raises the question - what's the > rationale behind a speed limit of 20mph on only > part of Barry Rd. > You're driving along at 30mph and when you reach > the Underhill junction you suddenly switch to > 20mph ? ( or vice versa ) > And if you've not all dozed off yet - personally I > think Barry Rd should be left at 30mph . I live on Barry Road and it terrifies me how fast the cars travel down there, I would welcome a speed limit of 20mph for the whole road please.

Thank you all for your lovely birthday wishes, I've had an amazing birthday and been spoilt rotten...roll on the next 40...

Who are you trying to kid Mick Mac...with all those little MMs running around ;-)

Arh thanks guys, it was indeed a very nice evening and not a cherry insight.

Happy birthday Peckhamgatecrasher, I hope you had a wonderful day my friend. Tx

SeanMacGabhann Wrote: ------------------------------------------------------- > one of the lowest periods in the history of the > forum Rule no. 1 Sean...always aim low

Ted Max Wrote: ------------------------------------------------------- > Yep. It works > > Doesn't look right, though. Fuckme shoes. > Also known as bedroom shoes ;-)

Laughing until my tummy hurts. Mmmmm Bloody Marys.

'bout now Wrote: ------------------------------------------------------- > . Stop

I'll be there, probably about 7.30.

How could we ever forget you, Happy Birthday double 'T', here to wishing you an amazing day! x

I'm on Barry Road and have no power problems this morning. Hope you get it sorted soon.

Just bought myself a new Toyota with all the extras, would like to tell you more? but can't stop now!

Happy birthday Bob...enjoy! Tx

Big birthday wishes and hugs to you! x

23rd works for me, thanks CB of the GN.

SeanMacGabhann Wrote: ------------------------------------------------------- > where is the EDT? Don't go changing Sean! x

No 63 bus is also starting at Kings on Peckham Rye

Lovely to see everyone last night, apologies to. ????s re: jumper and to DC whom i really hope doesn't have any bruises today (somehow i don't think you will wear braces to a forum drinks again)

Happy Birthday MP...looking forward to celebrating soon. X

Pigs in blankets?