intexasatthe moment Posted February 7, 2020 Share Posted February 7, 2020 We're in a 3 bed flat ,conversion and this years quote is over ?400 . Is that an average price ? Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/ Share on other sites More sharing options...
LanaJade Posted February 7, 2020 Share Posted February 7, 2020 Mine was ?70 this year including accidental damage ... with the AA intexasatthe moment Wrote:-------------------------------------------------------> We're in a 3 bed flat ,conversion and this years> quote is over ?400 . Is that an average price ? Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401068 Share on other sites More sharing options...
Penguin68 Posted February 7, 2020 Share Posted February 7, 2020 Unless you have a lot of high value items, or collections, that (?400) does appear high - try a comparison web site to look for a lower premium. You should easily find one. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401084 Share on other sites More sharing options...
DulwichFox Posted February 7, 2020 Share Posted February 7, 2020 I pay ?340 for contents insurance.. + ?393 for Buildings insurance. I get a small reduction ?? on contents insurance due to having a Burglar alarm which is serviced yearly. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401087 Share on other sites More sharing options...
Herne Hill Guest Posted February 7, 2020 Share Posted February 7, 2020 My premium slowly crept up over the years and then one day I rang them. Random adjustments that I had not requested had been added automatically by their computerised system. It's well worth ringing them to register your concern and ask for the quote to be lowered. I only had to call once, now it only goes up by pennies each year. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401089 Share on other sites More sharing options...
sheff Posted February 7, 2020 Share Posted February 7, 2020 570 all in for building and contents.That has accidental damage on contents and high value items away from the home (rings, watches, bikes etc) Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401097 Share on other sites More sharing options...
sheff Posted February 7, 2020 Share Posted February 7, 2020 Just reread that you wanted only contents! That is expensive.CONTENTS - ?150,000 = ?87.92Personal Property away from home to ?2,000 = ?18.75Pedal Cycles to ?3,500 = ?60.84Specified Articles of ?13,000 = ?75.13My expense comes from valuable items and bikes. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401098 Share on other sites More sharing options...
Sue Posted February 7, 2020 Share Posted February 7, 2020 If you stay with the same insurance company, my experience is that they keep increasing your premiums year on year, and you don't realise how expensive it has got because you never compare it.I was horrified to find out how uncompetitive my car insurance had got, a few years back. Half an hour on comparison sites and the money saving expert site helped me get a far cheaper quote.Generally I think it's cheaper to get combined buildings and contents insurance rather than separate policies.Anyway, it's immaterial to me as I'm stuffed. My premium has gone up 40% this year due to a subsidence claim, and I doubt anyone else will insure me.Ridiculous, as due to the remedial work it's now less likely that I'll have subsidence. But hey, the insurance company has to recoup the money it has spent, grrrrrr. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401144 Share on other sites More sharing options...
worldwiser Posted February 8, 2020 Share Posted February 8, 2020 Our entire house, buildings contents with accidental damage and away from home cover is less than 300. Skipton. You're being rinsed! Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401167 Share on other sites More sharing options...
ed_pete Posted February 8, 2020 Share Posted February 8, 2020 You're paying over the odds. Go to Money Saving Expert, MoneySupermarket, Confused.com, ComparetheMarket. You'll find better cover for a lot less. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401226 Share on other sites More sharing options...
mrwb Posted February 8, 2020 Share Posted February 8, 2020 Sue Wrote:-------------------------------------------------------> If you stay with the same insurance company, my> experience is that they keep increasing your> premiums year on year, and you don't realise how> expensive it has got because you never compare> it.> > I was horrified to find out how uncompetitive my> car insurance had got, a few years back. Half an> hour on comparison sites and the money saving> expert site helped me get a far cheaper quote.> > Generally I think it's cheaper to get combined> buildings and contents insurance rather than> separate policies.This is true for most services these days. They offer much better prices to new business, if you just renew blindly they increase the cost every year. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1401268 Share on other sites More sharing options...
intexasatthe moment Posted February 12, 2020 Author Share Posted February 12, 2020 Thank you all for your helpful posts .I used a couple of comparison sites and now have a new policy and a saving of ?100s ! Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1402055 Share on other sites More sharing options...
Gorse Posted February 12, 2020 Share Posted February 12, 2020 Sheff - Can I ask who you use for your specified items? Ours is with M&S and that is what really stings us. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1402131 Share on other sites More sharing options...
Sue Posted February 12, 2020 Share Posted February 12, 2020 intexasatthe moment Wrote:-------------------------------------------------------> Thank you all for your helpful posts .I used a> couple of comparison sites and now have a new> policy and a saving of ?100s !Excellent! Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1402135 Share on other sites More sharing options...
sheff Posted February 12, 2020 Share Posted February 12, 2020 Went direct to Legal and General....And then added engagement rings, wedding rings, watch etc.Bikes similar... Added to the policy.Hiscox can also be quite good as well...Gorse Wrote:-------------------------------------------------------> Sheff - Can I ask who you use for your specified> items? Ours is with M&S and that is what really> stings us. Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1402185 Share on other sites More sharing options...
Gorse Posted February 14, 2020 Share Posted February 14, 2020 I'll give them a try when we renew - thanks v much Link to comment https://www.eastdulwichforum.co.uk/topic/248117-what-do-eders-pay-for-house-contents-insurance/#findComment-1402553 Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now