Contactless payment cards now usable on buses...

[Otto]

Handy. See http://www.tfl.gov.uk/tickets/26416.aspx for details....

[JohnL]

Good that it's oyster rates.

I noticed

'don't keep your credit card and oyster card together' :)

[Lowlander]

Handy...none of my current three credit and bank cards (from three different banks) are contactless though, so can't take advantage of this until 2016...

And they wonder why it's not catching on!

[Pickle]

Useful, but an easy way for someone to use a dropped/stolen bank card?

[StraferJack]

if I was carrying stolen cards, telling people where I was travelling from and to wouldn't be a good idea

[Pickle]

True.

[Otto]

Just ask your bank for a new contactless card and they will send one out. Mine did, no hassle.

[the-e-dealer]

BUT. The price cap doesnt work and there are no transfers.

[Jeremy]

StraferJack Wrote:

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> if I was carrying stolen cards, telling people

> where I was travelling from and to wouldn't be a

> good idea

Nah, banks are not interested in catching perpetrators of petty card theft or fraud.

Police are even less interested.

[the-e-dealer]

How ever if you say Ralph Macalpine is an Iphone user Ton of Bricks time!

[Otta]

I'd never heard of contactless cards.

[Lowlander]

Otto Wrote:

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> Just ask your bank for a new contactless card and

> they will send one out. Mine did, no hassle.

I had one with Barclays a few years ago but ended up cancelling it as it interfered with my Oystercard

[the-e-dealer]

It is identified by an eight slice of several white concentric circles.

[antantant]

As your cards get replaced they will become contactless - I lost my wallet a couple of months ago and my 3 replacement cards are contactless

[the-e-dealer]

See here

http://www.theonion.com/video/breaking-news-series-of-concentric-circles-emanati,14204/

[Otto]

Hahaha. Brilliant.

[MrBen]

I used this today on a bus and its certainly very handy indeed and super quick. Not sure how I prove I've paid though if a ticket inspector comes on board as you don't actually get a ticket on those bendy buses which have touch pads throughout the seating area - anyone know?

[the-e-dealer]

They check your card for the payment. I tried it on a 23 worked perfectly - much better than tying up cash on a Boyster Card. But you don't get transfers or price caps.

[Kingy]

Beware skimmers

[MrBen]

the-e-dealer Wrote:

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> They check your card for the payment. I tried it

> on a 23 worked perfectly - much better than tying

> up cash on a Boyster Card. But you don't get

> transfers or price caps.

So...just to be clear...a London Transport ticket inspector can effectively read my contactless debit card with his Oyster card reader to check I've paid?

[StraferJack]

t'would appear so

http://www.tfl.gov.uk/tickets/26416.aspx

"If you have used a contactless payment card to pay for your journey, you must show it to an inspector when asked."

[the-e-dealer]

Not just ticket inspectors!

An investigation by Channel 4 earlier this year found that mobile phones can be used to read contactless payment cards and grab important information off them.

[StraferJack]

from the ukcardassociation site

If I?ve paid with my contactless card and a London Bus inspector wants to see my ticket, what do I need to show them?

The ticket inspector will want to see your payment card, to check the last four digits of your card and its expiry date, and match it to a list of those that have paid for travel on that journey. They should not ask for you to hand the card over or to see the security code on the back of your contactless card.

[the-e-dealer]

Here's how to read a contactless card!

http://www.nfc.cc/2012/04/02/android-app-reads-paypass-and-paywave-creditcards/

[StraferJack]

The cards have been around a while now and while I can see lots of reports of "how to copy" etc, I haven't seen anything yet by way of "omg, i'm penniless because someone skimmed my card details from a contactless reader"

so lot's of scaremongering but not a lot of real-world problems

Not saying the warnings aren't valid - just surprised more hasn't happened on the back of them