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But Hey Peckham Rye Ward - Also Se22 looks good!


Sub Ward (E01004015)


Your Ward: Peckham Rye

Your Borough: Southwark


Crime rate is Average

Southwark homepage

Peckham Rye Safer Neighbourhoods team


Total notifiable offencesMonth Crimes Rate

December 2012 9 5.99

November 2012 9 5.99

surely that just means that brixotn and peckham with their sticky fingers are coming into dulwich to commit their crimes?


were surrounded by the worst, deprived areas in south london... suppose this is now a good excuse for the insurance companies to up our premiums?

Doesn't pass the smell test. The top 20 contains 11 postcode areas from Leeds/Bradford/Hull and 8 from London (full list below). Among the London postcode areas, at least two of these don't fit - SW12 and SE22.


Let's look at the text of the article:

"MoneySupermarket.com analysed 3.49 million applications for home insurance quotes made between December 2011 and the end of November 2012. They looked at the number of users who said they had made a claim for burglary at their current address in the past two years."


So, these are actually based upon claims made across a three year period (December 2009 to November 2012). Couple that information with the stats sourced further up this thread, as well as your instincts about the levels of burglary in the area at that time, and something doesn't appear to be correct.


There's an easy inference here that there is a spurious factor affecting those results (without the data, the answer as to what it is can be anyone's guess). Remember firstly that you have to have insurance in order to claim on it. There are no clues in the article as to the incidence of insurance bought in these postcodes, but from career experience I can tell you that deprived areas will always have lower incidence of cover. The higher the incidence of cover, the more opportunities there are to claim.


As for those worried about their claims rising as a result - fear not. This is an article sponsored by a website, who conducted their own research. Insurance companies don't use those kinds of source to determine their premiums, they have far more sophisticated (and more often internal) methods for doing so.


The full list, clustered by area:


Leeds/Bradford

1 LS13 Leeds

2 BD12 Bradford

7 LS18 Leeds

10 LS28 Leeds

12 HU6 Hull

13 BD10 Bradford

14 BD17 Bradford

15 LS25 Leeds

17 BD18 Bradford

19 LS12 Leeds

20 BD6 Bradford


London

3 N12 North Finchley, north London

5 RM3 Romford

6 SW12 Balham, south London

8 UB3 Hayes, west London

9 SE22 East Dulwich, south east London

11 IG2 Ilford, east London

16 TW12 Hampton, south west London

18 SW16 Streatham, south London


Manchester

4 M30 Manchester

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