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Wiki says.....


It is a giant house spider and is a member of the genus Tegenaria and is a close relative of both the Domestic house spider and the infamous Hobo spider. The bite of this species does not pose a threat to humans or pets.


(It had a picture of exactly the same spider).

Looks like a Sth American Stem spider. Highly toxic bite but not fatal. Often assoclated with bananas and thats how they find their way into the UK on odd occasions. Have you recently brought any bananas into your house? Should call London Zoo for advice. Good luck.
Thanks everyone! I'm not normally afraid of spiders and whilst it wasnt the biggest I've ever seen it just looked unlike the normal spiders I see around the house/garden. so of course i got myself paranoid that I'd brought home a deadly, exotic spider courtesy of my bananas from Sainsburys! However, it is almost identical to the picture djkillaqueen posted so I'm sure I have nothing to worry about!
To my uneducated eye they do look almost identical but the markings on the thorax are different and DJK's has a slightly plumper abdomen. But, the OP's spider also has horrific-looking prongs sticking out of its bottom. Perhaps we cannot see those on DJK's spider because of the angle of the photo..........? I hope so as the prongs might signify a different type of spider...euuugh!

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