It's not so much about fairness or not - it's just untenable If everyone saying "it's the market stupid, dems the rules" had to take their salary, and their partner (at whatever the peaks of boths salaries were) and genuinely had to compete in the market for a home now (now, not 12 months ago) , it would be very instructive. Saying you can buy a 4 bed in (say) Anerley for 350k is one thing but I'm pretty sure not many people would. It doesn't even remotely compare to ED 15-20 years ago