I have just bought a 2 bed flat, and wish to take a lodger. The flat is part of a block of 12, and each owner has a Share Of Freehold. However am I in breach of the lease if I take a lodger, if lease says I can't 'sublet'..or whatever the term is? If so what are the consequences? - i.e. could i be thrown out, and lose my flat altogether? Could I avoid any problems, by taking out a Deed of Variation?..(or something similar) Also is the buildings insurance rendered invalid if I have a lodger without leasehold permission? I have my own contents insurance, is this rendered void with a lodger..- obviously i will declare the lodger. (BTW..some of the flats are tenanted). Any help would be appreciated... many thanks