Brendan

Blinder, then your original argument about being responsible about the amount of money you have available applies. Why not ensure that your agreed overdraft is there and sufficient to cover any such emergencies?

Ultraconsultancy I'm not claiming anything from my bank. I'm just being vocal about my moral objections to the exploitative practices of the money-grubbing fascists. Just noticed the article when I was reading the news today and thought it may be of interest.

Interesting reading. http://www.guardian.co.uk/money/2008/jan/10/bankcharges.banks

Now I have never actually seen that but I just got a rather funny image of a guy on a rush hour bus with his face all lathered, a shaving brush in one hand and a razor in the other.

blinder999 Wrote: ------------------------------------------------------- > I am much happier with the system as it is, > because, if (for whatever reason) my salary didn't > end up in my account one month, I wouldn't end up > defaulting on my mortgage. No need to shout by the > way. Well then why don?t you just have an agreed overdraft for such eventualities? I do

How about just NOT LETTING PEOPLE BORROW MORE THAN THEY HAVE AGREED?!?!?!?! Instead of trying to profit by taking money from people because they don?t have money. Can you not see the problem with that concept? I have not been a victim of their scams either but it doesn?t mean I have to agree with them.

I have an agreed overdraft with the bank but also a block on allowing it to go over the limit. It took me countless phone calls and arguments and eventually a meeting with my bank manager to get it done though. It?s not that they can?t do it but rather that they don?t want to and that lying to and withholding information from their customers is part of their corporate policy. I even tested it once. I deliberately tried to draw out more money than I had and it didn?t let me. Although I am not sure what it will do with a direct debit. I?m not really willing to test that one.

I?m in! Mrs B will be interested too. Can we go to Timon of Athens or The Merry Wives of Windsor?

If you ask your bank not to let you go overdrawn they have to set you account up that way. That is what I have always done and I have never had any trouble. ???? - Your assumption that free banking is protected by the money made from penalty charges is a load of old bollocks spun by banks to justify another tidy little earner that they have created. Has no one ever told you not to believe everything you are told, especially when it comes from people in a position to profit from it? You are not only wrong but you come across as a bit of a dick in the way you put your argument forward.

Anyone seem Velvet Revolver before? If so is it a worthwhile gig? I see they are playing at Brixton in March and I am thinking about going.

If you really want to make a positive impact on this world (and sort your karma out) you should stop eating unfarmed fish. Feeling all good about yourself because you only eat free range chicken and then shoveling un-farmed fish down your throat is not lowering your impact on our world. Battery farmed chicken is an unpleasant business and one that produces cheap but low quality food but at least it is a sustainable resource. Fish is an unsustainable resource raped from our oceans. I am not condoning it and I am strongly against factory farming but I just wanted to add some perspective.

Anyway back I?ve had enough of: The fucking Australian cricket team!

giddygecko Wrote: ------------------------------------------------------- > Brendan..... whats wrong with being mistaken for > an Aussie? I am frequently due to my betrothed > being an Oz & having picked up a few bonzer > sayings from our fellow Antipoedans (?) & I take > it as a compliment > > Onya mate ~ GG There?s a lot wrong with it if you are South African (I don't think we are really antipodeans)* Although I recently got mistaken for an englishman by a kiwi. This also bothered me. I'm a barefoot boer and proud of it. Dammit! * Lighthearted banter you understand

???? Wrote: ------------------------------------------------------- > Us people who manage our money properly get free > banking thanks to those of you who breach an > agreement you agreed with your bank around how > much you could borrow through them without > permission. The feckless are subsidising the > prudent that strikes me as fair - in most other > countries you have to pay for all withdrawhals, > cheques etc, - we (almost) uniquely have free > banking be coming the way of the prudent soon - > thanks to people not being able to keep to a > contract that made with their bank in order to > borrow that banks money and then moaning about > their inability to control their finances........ Cunt.

If work gave it to you stick it in the back of the cupboard behind the pasta maker and try to banish its existence from your memory.

In my opinion The Big Lebowski means that even if the only other films they ever made were made-for-tv dramas staring Ted Danson they should still go down in history as some of the worlds best filmmakers.

Eeeerrrrrrrrr??.. Nooooo??. That sends shivers down my spine and not in a good way. Kayaking with great white sharks! Mental!

I suppose ascribing meaning to concepts is how the human brain works and we can?t escape it. Here are a few examples that we would all be a bit stuck without. abcdefghijklmnopqrstuvwxyz 1234567890 !??$%^&*()_+?`,.;?#/?:@~[]{} DICLAIMER: It is in no way the author?s intention to force any stereotypes upon the above mentioned symbols or infringe upon said symbols? freedom of choice as pertains to their right to self determination over the meaning of the meaning ascribed to them. I agree re. the Coen brothers. Their films are always worth watching.

?I?ll ?ol agenize you! Now ge? out my caff!?

As I have said before you don?t get to the top in politics by having moral fibre that is even remotely close to what ordinary people would consider ?good?. But that?s a serious point and I was being tongue in cheek

Personally I find categorising the world an exercise in futility as it only takes a minute and it has all gone and changed again.

Disgusting!

Ok I don?t know much about this but surely the bank can?t just decide to freeze all claims? You can still take them to court. It is the court that will decide whether they owe you money.

By all the gods! How did a good rant about the malicious evil that reigns supreme in government turn into a housewives?, horn fest over a chubby, beige Scotsman?

Sorry very off topic there. :-$