Jump to content

bank charges

martin

By martin
in The Lounge

 Share

Recommended Posts

Meg

Meg

Posted
Posted

To get this back on topic......


I've had no success using templates trying to get money back before the test case started. Lloyds has taken in excess of 300 quid from me in bank charges and i wrote them twice and never got an offer of settlement. Because I live out of the country I've been slow in mailing my reply to them. I'm going to try it once more and than take it to court since um I want my money.


I agree with the thought that it's down to poor money management on my behalf but on the other hand they should not be going into unauthorized overdraft....I find it odd that if I try and buy something and don't have the money for it, it'll go through anyway and I'll just be charged later. I'd rather just be denied at the time with 'insufficient funds'. Glad the post above got 90% of their money back though. Hopefully I'll be as lucky

Brendan

Brendan

Posted
Posted

Oh for gods? sake!


???? - You came out with an intentionally provocative and self satisfied post. That is fine but don?t expect to not get a reaction. I reacted by voicing my distaste.


I am not, do not consider myself to be and was not trying to be some kind of forum sheriff.


I am also not claiming anything from my bank and my financial situation is just fine thank you. Not that it is any of your business but you seem to ascribe some kind of value to it so there you go.


I do however have a strongly developed sense of fair play and therefore serious moral objections to the way the banking system operates. (and the legal system, government, most corporate structures, delivery of public services, foreign policy??)


Your post made you sound smug. Especially the way you tried to make out how happy you are that everyone else?s misery was paying for your free banking. That is ok but just as you are entitled to your opinion and to voice it, so am I.


Although I think I put this all a lot more eloquently the first time.


Now I know I should really just let this be as I think we are both flogging a dead horse now but I can?t help myself trying to get one last word in. Petty I know.


Well at least we may have provided some entertaining reading.


And for those who are actually busy making claims from your banks, I sincerely apologise for hijacking your thread.

LizzygotDizzy

LizzygotDizzy

Posted
Posted

SeanMacGabhann Wrote:

-------------------------------------------------------

> I hope Lizzy is reading this as I'm going to

> disagree with "the gang" and agree with ????'s

> basic point

>


Ok, ok Sean, point taken! lol! though to put my tupenceworth in:- my bank have just out of the blue and without my request or authority just increased my overdraft from ?1,400 to ?2,200! I phoned them up and said I didn't want it as I was trying to get my current overdraft down as it was and had managed to get it down slowly bit by bit on a monthly basis. I said this is just not right and seriously tempting people who have limited resources to overspend, they said apparently they had sent a letter to me saying I now qualified for that kind of huge overdraft (which I didn't receive) and that it was there and would only be triggered if I actually went over my current ?1,400 limit, which is disgusting, have written to Manager of Natwest to complain. I don't even have that much going into my account on a monthly basis!

  • 1 year later...

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
  • Advertise Here

  • Latest Discussions

    • JMK
      Assistance Dogs - Autism: any experiences?

      By JMK · Posted

      https://www.assistancedogs.org.uk/information-hub/assistance-dogs-emotional-support-dogs-and-therapy-dogs/   hello   i’d be interested to understand if anyone.has experience of Assistance Dogs especially for autistic children of different ages for emotional support and therapy   There was a prior thread on this topic on EDF 10 hrs ago but it had limited experiences and there was a (claimed) change in UK legislation in 2019. Whilst the industry appears unregulated/unlicensed, there are several providers (approx 15, perhaps more) who claim to have fully trained dogs or say that they can help families to train a puppy/young dog over the 18-24 months.  The latter obviously comes with a need for strong commitment to the challenge. Costs for a fully trained assistance dog are quoted at £13-15k albeit they claim £23k total cost to train the dog. On the one hand, this could potentially be a useful solution for some families if such a dog was truly trained as their websites claim and such a dog was accepted in public places and schools etc… On the other hand, I don’t think that I’ve ever seen an assistance dog of this type or in this context (only for a blind or partially sighted person) and hence a real risk of fraud or exploitation! The SEN challenge for families coupled with limited resources in schools or from local authorities or the NHS as well as the extremely challenging experience of many families with schools offering little or no support or making the situation worse leaves a big risk of lots of different types of fraud and or exploitation in this area.          
    • jeffersjd
      Missing Cat

      By jeffersjd · Posted

      Hi there  We live on Woodwarde Road backing on to Alleyns Top Field.  Our cat Gigi has gone missing — it’s been about 24 hours now. She is a cream Bengal. Could you please check sheds, garages, or anywhere she might have got stuck please? And if you could keep an eye out or share on any local groups/forums, we’d really appreciate it. Photo attached.   Thanks so much! My name is Jeff on 07956 910068. 
    • ruffers
      Cat Flap

      By ruffers · Posted

      Colin.    One for the old school.   Just saying.
    • Sue
      Fireworks

      By Sue · Posted

      Signed, and I will share it elsewhere, thank you for posting this. It's got nearly 70,000 signatures at present, and apparently runs till February.

East Dulwich Forum

Established in 2006, we are an online community discussion forum for people who live, work in and visit SE22.

Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...