Jump to content

bank charges


martin

Recommended Posts

To get this back on topic......


I've had no success using templates trying to get money back before the test case started. Lloyds has taken in excess of 300 quid from me in bank charges and i wrote them twice and never got an offer of settlement. Because I live out of the country I've been slow in mailing my reply to them. I'm going to try it once more and than take it to court since um I want my money.


I agree with the thought that it's down to poor money management on my behalf but on the other hand they should not be going into unauthorized overdraft....I find it odd that if I try and buy something and don't have the money for it, it'll go through anyway and I'll just be charged later. I'd rather just be denied at the time with 'insufficient funds'. Glad the post above got 90% of their money back though. Hopefully I'll be as lucky

Link to comment
Share on other sites

Oh for gods? sake!


???? - You came out with an intentionally provocative and self satisfied post. That is fine but don?t expect to not get a reaction. I reacted by voicing my distaste.


I am not, do not consider myself to be and was not trying to be some kind of forum sheriff.


I am also not claiming anything from my bank and my financial situation is just fine thank you. Not that it is any of your business but you seem to ascribe some kind of value to it so there you go.


I do however have a strongly developed sense of fair play and therefore serious moral objections to the way the banking system operates. (and the legal system, government, most corporate structures, delivery of public services, foreign policy??)


Your post made you sound smug. Especially the way you tried to make out how happy you are that everyone else?s misery was paying for your free banking. That is ok but just as you are entitled to your opinion and to voice it, so am I.


Although I think I put this all a lot more eloquently the first time.


Now I know I should really just let this be as I think we are both flogging a dead horse now but I can?t help myself trying to get one last word in. Petty I know.


Well at least we may have provided some entertaining reading.


And for those who are actually busy making claims from your banks, I sincerely apologise for hijacking your thread.

Link to comment
Share on other sites

SeanMacGabhann Wrote:

-------------------------------------------------------

> I hope Lizzy is reading this as I'm going to

> disagree with "the gang" and agree with ????'s

> basic point

>


Ok, ok Sean, point taken! lol! though to put my tupenceworth in:- my bank have just out of the blue and without my request or authority just increased my overdraft from ?1,400 to ?2,200! I phoned them up and said I didn't want it as I was trying to get my current overdraft down as it was and had managed to get it down slowly bit by bit on a monthly basis. I said this is just not right and seriously tempting people who have limited resources to overspend, they said apparently they had sent a letter to me saying I now qualified for that kind of huge overdraft (which I didn't receive) and that it was there and would only be triggered if I actually went over my current ?1,400 limit, which is disgusting, have written to Manager of Natwest to complain. I don't even have that much going into my account on a monthly basis!

Link to comment
Share on other sites

  • 1 year later...

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • I highly recommend James. I had a few sets of lights (indoor and outdoor) that were no longer working. I texted him yesterday afternoon about the problematic lights, and he had fixed them all by this morning! Very happy that he investigated the issues and found fixes, rather than immediately saying I needed to replace everything, which was the standard response by others. I had other electricians (many who are recommended on this forum) that came round to inspect the work and told me I'd need to replace the lot for a substantial cost. Extremely professional and prompt with very reasonable pricing.
    • Indeed and possibly because with such an extensive wish list as stated, it will be a nigh on impossible to achieve a suitable property for that budget, outside the Village or Alleyn Park area. Even then, all wishes being equal, it would need  > £3m to get a suitable  property.  Compromise  would seem appropriate therefore , which suggests rating each "wish" in order of priority.
    • Once they start talking about ‘electric mini buses’  and ‘cargo bikes’  you can see which demographic this is aimed at. not positive at all
    • Well ain't many of us who can afford to live in SE22 anymore.
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...