Jump to content

Recommended Posts

Just got home to find the house has been burgled. I think I dropped my keys outside earlier this afternoon (and feel like a right idiot!) and that's how they got in. I'm a little worried that the insurance company won't pay out on a claim like this does anyone know?


Can't find anything in the policy document and the offices are closed at the weekend.

Link to comment
https://www.eastdulwichforum.co.uk/topic/6233-any-insurance-experts-out-there/
Share on other sites

OOOps



Be careful & get some independent advice , we had a camera stolen, my god it was like the spanish inquisition,interviews on the phone bla bla....and the police knew the guy "wot dunn it"


Still they paid out (in vouchers) quite quickly


Good luck though



W**F

Have you reported the burglary to the police? You will need to do this and they will give you a crime reference number which you will need to provide to your insurers. Did you tell the police you lost your keys?


For the insurers to reject the claim this situaton would need to be excluded in the policy wording. If you cant find an exclusion that covers this, you should be covered (provided of course theft is covered).


Stick with the truth, insurers are not stupid and are particularly vigilant at the moment what with the economic situation.

Insurance Industry is legalised theft.


You are usually only insured for things that can't happen.:))


Worked with L And G,Pru, Zurich, Royal Sun Allon, Commercial Union, Norwich Union, Pearl and various others in the 1970's..


If they can wriggle out of something they will find all the small print imaginable to do so.


Not a fan...B)

easy - just say that while you were at the park you think someone must have stolen your keys and wallet from you bag. You only noticed hours later when you a. could not find your car keys or B. got home and found yourself unable to get in due to lost keys, got hold of your spare set from your friend and let yourself in and Bang...house robbed, say you had two purses one with credit cards etc which they did not get and the other with library cards, gynm stuff etc, one had home address on.
Hmm, they reckon they can trace anything bought from Currys over the last ten years. If that's true then I'm a monkey's uncle. What if you pay cash? I am not a good liar. I have embellished slightly but no more. Was thinking about the laptop but couldn't bring myself to say it and I think it'll look very dubious now if I call back and add it!

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • We’ve got a gap on the roof of our shed that needs patching  don’t want to buy a huge roll so hoping someone has some leftover  happy to collect/reimburse 
    • I never said I thought it was targeted or deliberate. There also has never been a “stand off” or confrontation, we’ve spoken to them in a friendly manner about it. Our experience is they don’t seem to care. That’s the frustrating thing for us, if someone politely raises a concern at least take a second to reflect. Treat others how you would want to be treated.  I don’t want them to lose their job, far from it. But considering it could cost me a days work to fix any damage, I’m within my right to try prevent it.   
    • The SE22 Evri delivery family are lovely, and always say hello wherever we spot them in the area. We gave them a box of chocolates during Covid as they were working their socks off at Christmas
    • What was he doing on the stage at Glastonbury? Or on the stage at the other concert in Finsbury Park? Grinning like a Cheshire cat whilst pissed and stoned 20 somethings on the promise of free internet sung-- Oh Jeremy Corbyn---  What were his policies for Northern mining towns with no jobs or infrastructure? Free Internet and university places for youngsters. What were his other manifesto pledges? Why all the ambiguity over Brexit?  I didn't like Thatcher, Blair or May or Tony but I respected them as politicians because they stood by what they believed in. I respect all politicians across the board that stick to their principles. Corbyn didn't and its why he got  annihilated at the polls. A socialist, anti imperialist and anti capitalist that said he voted for an imperialist and pro capitalist cabal. He refused to say how he'd vote over and over again until the last knockings. He did so to appease the Islington elite and middle class students he was courting. The same people that were screaming that Brexit was racist. At the same time the EU were holding black and Asian immigrants in refugee camps overseas but not a word on that! Corbyn created and courted a student union protest movement that screamed at and shouted down anyone not on the left . They claimed Starmer and the centre right of labour were tories. He didn't get elected  because he, his movement and policies were unelectable, twice. He turned out not to have the convictions of his politics and died on his own sword.    Reform won't win an election. All the idiots that voted for them to keep out Labour actually enabled Labour. They'll be back voting tory next time.    Farage wouldn't be able to make his millions if he was in power. He's a very devious shyster but I very much doubt he'd actually want the responsibility that governance requires.
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...