Jump to content

Any insurance experts out there?

Sandperson

By Sandperson
in The Lounge

 Share

Recommended Posts

Sandperson

Sandperson

Posted
Posted

Just got home to find the house has been burgled. I think I dropped my keys outside earlier this afternoon (and feel like a right idiot!) and that's how they got in. I'm a little worried that the insurance company won't pay out on a claim like this does anyone know?


Can't find anything in the policy document and the offices are closed at the weekend.

Link to comment
https://www.eastdulwichforum.co.uk/topic/6233-any-insurance-experts-out-there/
Share on other sites
woofmarkthedog

woofmarkthedog

Posted
Posted

OOOps



Be careful & get some independent advice , we had a camera stolen, my god it was like the spanish inquisition,interviews on the phone bla bla....and the police knew the guy "wot dunn it"


Still they paid out (in vouchers) quite quickly


Good luck though



W**F

ClareC

ClareC

Posted
Posted

Have you reported the burglary to the police? You will need to do this and they will give you a crime reference number which you will need to provide to your insurers. Did you tell the police you lost your keys?


For the insurers to reject the claim this situaton would need to be excluded in the policy wording. If you cant find an exclusion that covers this, you should be covered (provided of course theft is covered).


Stick with the truth, insurers are not stupid and are particularly vigilant at the moment what with the economic situation.

Tony.London Suburbs

Tony.London Suburbs

Posted
Posted

Insurance Industry is legalised theft.


You are usually only insured for things that can't happen.:))


Worked with L And G,Pru, Zurich, Royal Sun Allon, Commercial Union, Norwich Union, Pearl and various others in the 1970's..


If they can wriggle out of something they will find all the small print imaginable to do so.


Not a fan...B)

AllforNun

AllforNun

Posted
Posted
easy - just say that while you were at the park you think someone must have stolen your keys and wallet from you bag. You only noticed hours later when you a. could not find your car keys or B. got home and found yourself unable to get in due to lost keys, got hold of your spare set from your friend and let yourself in and Bang...house robbed, say you had two purses one with credit cards etc which they did not get and the other with library cards, gynm stuff etc, one had home address on.
Sandperson

Sandperson

Posted
  • Author
Posted
Hmm, they reckon they can trace anything bought from Currys over the last ten years. If that's true then I'm a monkey's uncle. What if you pay cash? I am not a good liar. I have embellished slightly but no more. Was thinking about the laptop but couldn't bring myself to say it and I think it'll look very dubious now if I call back and add it!

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
  • Advertise Here

  • Latest Discussions

    • Sue
      Xmas lunch at local pubs/restaurants?

      By Sue · Posted

      That is also a Young's pub, like The Cherry Tree. However fantastic the menu looks, you might want to ask exactly who will cook the food on the day, and how. Also, if  there is Christmas pudding on the menu, you might want to ask how that will be cooked, and whether it will look and/or taste anything like the Christmas puddings you have had in the past.
    • David Peckham
      Xmas lunch at local pubs/restaurants?

      By David Peckham · Posted

      This reminds me of a situation a few years ago when a mate's Dad was coming down and fancied Franklin's for Christmas Day. He'd been there once, in September, and loved it. Obviously, they're far too tuned in to do it, so having looked around, £100 per head was pretty standard for fairly average pubs around here. That is ridiculous. I'd go with Penguin's idea; one of the best Christmas Day lunches I've ever had was at the Lahore Kebab House in Whitechapel. And it was BYO. After a couple of Guinness outside Franklin's, we decided £100 for four people was the absolute maximum, but it had to be done in the style of Franklin's and sourced within walking distance of The Gowlett. All the supermarkets knock themselves out on veg as a loss leader - particularly anything festive - and the Afghani lads on Rye Lane are brilliant for more esoteric stuff and spices, so it really doesn't need to be pricey. Here's what we came up with. It was considerably less than £100 for four. Bread & Butter (Lidl & Lurpak on offer at Iceland) Mersea Oysters (Sopers) Parsnip & Potato Soup ( I think they were both less than 20 pence a kilo at Morrisons) Smoked mackerel, Jerseys, watercress & radish (Sopers) Rolled turkey breast joint (£7.95 from Iceland) Roast Duck (two for £12 at Lidl) Mash  Carrots, star anise, butter emulsion. Stir-fried Brussels, bacon, chestnuts and Worcestershire sauce.(Lidl) Clementine and limoncello granita (all from Lidl) Stollen (Lidl) Stichelton, Cornish Cruncher, Stinking Bishop. (Marks & Sparks) There was a couple of lessons to learn: Don't freeze mash. It breaks down the cellular structure and ends up more like a French pomme purée. I renamed it 'Pomme Mikael Silvestre' after my favourite French centre-half cum left back and got away with it, but if you're not amongst football fans you may not be so lucky. Tasted great, looked like shit. Don't take the clementine granita out of the freezer too early, particularly if you've overdone it on the limoncello. It melts quickly and someone will suggest snorting it. The sugar really sticks your nostrils together on Boxing Day. Speaking of 'lost' Christmases past, John Lewis have hijacked Alison Limerick's 'Where Love Lives' for their new advert. Bastards. But not a bad ad.   Beansprout, I have a massive steel pot I bought from a Nigerian place on Choumert Road many years ago. It could do with a work out. I'm quite prepared to make a huge, spicy parsnip soup for anyone who fancies it and a few carols.  
    • Sue
      Xmas lunch at local pubs/restaurants?

      By Sue · Posted

      Nothing to do with the topic of this thread, but I have to say, I think it is quite untrue that people don't make human contact in cities. Just locally, there are street parties, road WhatsApp groups, one street I know near here hires a coach and everyone in the street goes to the seaside every year! There are lots of neighbourhood groups on Facebook, where people look out for each other and help each other. In my experience people chat to strangers on public transport, in shops, waiting in queues etc. To the best of my knowledge the forum does not need donations to keep it going. It contains paid ads, which hopefully helps Joe,  the very excellent admin,  to keep it up and running. And as for a house being broken into, that could happen anywhere. I knew a village in Devon where a whole row of houses was burgled one night in the eighties. Sorry to continue the off topic conversation when the poor OP was just trying to find out who was open for lunch on Christmas Day!
    • Sue
      CHERN Thai Cafe - Opening Times

      By Sue · Posted

      We went to Chern Thai for lunch on Saturday, as we have done quite often, and they were closed, with no sign of life. The sign in the window still says Saturday 12-3, and there was no indication that they would be closed. Can anybody shed any light? We went to Chilli and Garlic on Zenoria Street instead. Their falafel salad bowl is amazing (and amazing value!) but we had been looking forward to a Pad Thai and a pint of Singha! ETA: I am reviving this thread because it is/was  specifically about Chern Thai's opening times! 

East Dulwich Forum

Established in 2006, we are an online community discussion forum for people who live, work in and visit SE22.

Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...