
DJKillaQueen
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Everything posted by DJKillaQueen
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If the base rate is 0.5% Why is my mortgage 5.9%???
DJKillaQueen replied to garden man's topic in General ED Issues / Gossip
Well also the target market for credit card providers has changed. They prefer revolving customers, those who only pay the interest each month, whom they reward periodically with an increased credit limit. I've seen twenty somethings, who've never worked, be given credit cards with 20k limits! Yet the highest limit I ever got was 2.5K when I was earning 35K a year.......so the banks need their heads testing too. -
Nope ..two hours by train and that's way quicker than I can get to many places in or around London lol.....
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And refer to the mileage on your MOT certificates too as proof that it was used for low mileage. They may wait for the verdict of any criminal prosecution before admitting liability (so as not to prejudice their clients case) but at least they have given you a courtesy car while it goes through due process. Frustrating yes, but you do have a vehicle to keep you going whilst it all sorts itself out and it sounds as though your insurers are doing what they are paid to do :)
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Massive Police thing on Dog Kennel Hill
DJKillaQueen replied to dubluke's topic in General ED Issues / Gossip
Truth is we don't know in an ANPR roadblock if it is disproportionate. The camera beeps, the police stop...simple. We also live in an area with a high level of multi-ethnicity. Outside of that the police do apply stereotypes often based on statistics so, fact...they randomly stop far more male drivers than female drivers, they stop older cars more than they stop new cars, they stop left hand drive and foreign plated cars more than they stop british cars...and so on. If you are totally legal what is there to fear? -
Yeah the only objection can be the time of night.....but I'd have a polite chat with them and ask if there's a next time if they could warn you beforehand. Just being neighbourly is all it should take.
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Not really...because I am only talking about the mess it's made of Parliament Square (like many others) and not the issues they represent.
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Now bus drivers are definitely more wreckless in London that they are up North. Driving through red lights and all that. Don't know if they are bad accross the South though. I supect it's only a London thing. So I always say thank you to the bus drivers when I go to my home town and never say thank you to them in London.
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Massive Police thing on Dog Kennel Hill
DJKillaQueen replied to dubluke's topic in General ED Issues / Gossip
The ANPR does beep for no road tax, because sometimes, a car that has no tax also has no legal driver too. And I think it's a 60 fine for no tax and/or MOT and uninsured is a ?200 fine plus six points plus seizure of the car until you can produce valid insurance (and the cost of getting it out from the pound). The only thig it doesn't catch is the illegal driver in a car that is insured and registered, taxed etc to someone else. That's where the Police will use discretion to pull over vehicles that pass the ANPR but they feel are worth checking out the driver. Either way, they catch lots of drivers when they do the ANPR road block things - so there's definitely a need to do them. -
Well I'd say Pickles knows exactly what he's doing! Bagging fine cuisine from the neighbours and all that lol......that's why I want to come back as a cat.
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Massive Police thing on Dog Kennel Hill
DJKillaQueen replied to dubluke's topic in General ED Issues / Gossip
See I thought ANPR only looked for number plates committing a driving offence. If they got pulled over it was because they had no tax, MOT, insurance or all three or were linked to criminal activity. Police regularly stop foreign plates too because foreign drivers often don't have the correct licence or haven't re-registered their car in the UK which they are required to do after being resident here (for six months I think). I had no idea that in an area as multi-ethnic as this one that ANPR actually factored in ethnic origin too. Wow! >:D -
Yes Brian Haw can stay but the others will be visited by bailiffs at some point this week. I agree that their protest isn't making one iota of differnece to those that can change anything but whilst chatting to others today they made a point about the importance of the right to protest. I argued that they had been allowed plenty of time already to achieve anything they could achieve and that their presence now made it difficult for other protests to happen as they are dominating the site. I think it has become an eyesore...that's one level..but I also think they can't achieve anything more so the time has come to ask them to leave, and restore the green of Parliament Square.
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Oooh Brendan....good job I was on hand to ridicule the 'bile' comment.................
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If money was no object, what would you always have to hand?
DJKillaQueen replied to pablogrande's topic in The Lounge
For me it would be ABBA.....that would make my day. -
It's top of my list of movies to see this week and will hit the cinema to see it. And come back with my view.
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hmmm..all I can say is...'yates wine lodge' don't have sawdust on the floor for no reason in Liverpool.......*flashbacks to one to many snakebites aged 17* :)-D
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I agree. And maybe that money could be set aside for business enterprise grants for example. I remember when Thatcher was in power, they didn't do a lot for the unemployed but one thing they did do was have free training for setting up a business and help with obtaining set up loans and so on. It was useful. It seems to me that in areas of high unemployment there perhaps might be something to gain by helping the unemployed to help themselves...to create business and in turn employment. After all there are a lot of skilled people who are unemployed and former business managers. I think there is merit in offering grants to some people rather than the hindrance of a bank loan, or maybe it something the government could do in partnership with the banks - grants that match the loan. That at least is a direct effort to enlarge the private sector. Yes we can't really afford it but I think long term it would pay the economy back in dividends. We can't soley rely on the Dragon's Den lol
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LOL...me too!
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???? Wrote: ------------------------------------------------------- Basics are non-vAT able and > the increase isn't being applied to fuel despite > your crap claims eralier. See that's what happens when you read what you want to read...go back a read it again...I made a distinction between utilities and fuel (i.e petrol for vehicles) and then apologise. >The EU largely has a 20% > rate and Labour would have introduced it anyway. This is true and btw I haven't said what I think either way on the VAT increase. I merely took the view it would impact on the low waged more than those with disposable income....basics maths. > 2.5% increase on luxuries is NOT a big deal FUll > STOP and the bleeting is the sound of politics > rather than any grasp of reality.... See yet more personal insult...you can make a point without it...are you on the stella again lol.........I know it's that time on Friday night again lol
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Of course we need to be more competitive but not in areas where we can't complete. I understand what you are saying but we cannot sustain our economy on high unemployment and low wages.....we just can't. The IFS report says that. Investment in the short term costs for sure, but long term pays for itself. We have been very short sighted in terms of investment for two decades. There are countless examples of British innovation by British people that ends up abroad because we don't invest in it. I'd much rather have that as a long term stratedy than some vain hope that banks (in the aftermath of their worst period in 80 years) will miraculously start lending to business and entrepreneurs. It's not going to happen. And in the mantime the British economy will get weaker not stronger.
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