Ho hum - just had the dreaded call from Barclays - my card has just been used in Canada too. Wouldn't be so bad, but my husband was called by his bank, HSBC, last night, to say his had been used in India. And of course we both happen to be completely out of cash and both our local banks are closed tomorrow... I mentioned to the Barclays fraud protection woman that there seems to be a lot of fraud round our way recently, and she sighed and said, 'There's a lot of fraud everywhereat the moment, Madam.' So may not just be here - maybe we're just more aware of it because of the postings on this forum. Anyway, am now completely paranoid that someone's been going through our rubbish, seeing as both my husband and my cards were both cloned at the same time. Oh, and I was always very smug about how careful I am to cover the PIN number with my hand when dinging it in, but now not convinced it makes the blindest bit of difference. Oh well, one for experience.