It shouldn't even have come to this. What this whole tax credit thing really shows is that it's a nonsense, on a big issue, to tow the party line. A substantial number of Tory MPs seem to have concerns about this particular issue, and yet they've all voted for it in the commons. Had they spoken up more in the house, and then voted accordingly, we never would have reached this entirely predictible mess. Lords has needed revamping for years, funny how only now the government is saying "hang on a second". What would be an absolute disaster for democracy would be if the government now cram Lords full of new Tory peers (and I would honestly say this about any party)so they can just force everything through.