Well maybe Inde - but I moved here at the peak with quite a lot of equity. Now, If i'd have had hindsight, I could have stuck my money in the bank, rented a house like I have (just on the interest payments), had all my salary as spare money to spend or save, not paid a few 10s of thousands in stamp duty/solicitors fees and then bought a house now for ?50K less. and maybe ?100k less in a year. All in all, and with the benefit of hindsight, I'd be about ?100k better off!I could live with being a renter for two years or so for that! Still, If i'd known who'd win the Derby and Grand Nationl every year I'd be a millionairre!