but to return to the bad news 1) yes, very true, but also many will lose theirs altogether so not quite as spiffing as it sounds 2)Er, if your property was above the inheritance tax threshold and then falls in value below it, you've got less than you had to leave them than before NO GAIN and probably a loss 3)Unless you happen to work in property,,,,,, 4)Property prices aren't indexed into RPI (inflation)...so it won't fall if they do, plus mortgage payments on overinflated houses won't go down just because their value falls (see negative equity) Finally, there's a CREDIT CRUNCH...lenders aren't lending to anyone unless they have significant savings for a deposit and a good track record in servicing their debts (HINT...this is generally not First Time buyers)