Now that the insurance premiums on young male and female drivers has been equilibrated does that mean we will have more boy racers on the roads?- unfortunately I think it does because their premiums were the only barrier to driving. The whole EU ruling makes acomplete mockery of actuarial science, and may be a catalyst to the wholesale adoption of 20mph limits in urban areas -thereby increasing pollution; and it will not stop the boy racer (or girl racer for that matter)