You should start-out in life being naive and trusting and then slowly but surely, through a series of incidents which might be called 'life experience', you'll hopefully end-up with a healthy degree of cynicism. Otherwise I'm afraid you're destined to forever be doling-out ?29.50 'for a taxi fare to see a sick relative' to an implausably wild-haired woman who gets you out of bed at 4am. Worse still, you could end-up on Watchdog, having shelled-out ?10k to have a 'special kind of chimney pot' fitted on top of your caravan - by a company who doesn't exist.