JohnL

BBC Breakfast seemed to be talking about this today. Must read this

Some people are always going to gamble they will have a higher salary in 5 years. and a few of those will lose. KidKruger Wrote: ------------------------------------------------------- > stecoward101 - I'd really be careful before making > assumptions on rates, it's sooo easy to stretch > yourself at today's rates and lose your house 2 > years later. If you're stretching yourself now, > and not prepated to rent a room or two out or work > evenings/weekends or sell your stuff regularly, > you're asking for it.

I was in negative equity until recently (with a flat) New builds in 2007 were priced above the peak. LondonMix Wrote: ------------------------------------------------------- > House prices in London are now well above their > previous peak. The people you know in that > position are still in negative equity? Also, > rents have risen in London to boot.

Could be a lot on the SVR. DaveR Wrote: ------------------------------------------------------- > Re interest rates, I wonder whether there are many > current owners who are 'zombies' i.e. can only pay > their mortgage debts because they have a very low > pay rate and/or their mortgage company is > unwilling to repossess. It's now been 5 year > since the worst point of the credit crunch to the > vast majority of borrowers (everybody who wasn't > on a long term fix or pure floating rate) will > have had to re-mortgage during that time. To get > a really low rate they will have had to be both > equity and income rich so would be likely to be > able to withstand a rise to more 'normal' levels. > > Because of that it's difficult to see rate rises > leading to falls in prices, but should definitely > act as a brake on house price inflation. > > Re overseas money, it's difficult to see any > reason for that changing imminently, particularly > at the top end. I saw a news report recently that > said foreign buyers of ?1 million + properties > came from > 40 different countries. It's a > fashion thing; London has always been attractive > to the global wealthy for various reasons, and > there are now more of them, from more countries, > and London seems to be even more attractive.

I'm another who keeps a lookout for the badges. If someone asks - there's a queue of men willing to move. When it was packed like today - it would be difficult to get near the seats to ask.

There really should be guards ensuring this, and ensuring the train is evenly balanced etc. But I never see any. Today if one person had lost their footing we would all have gone down like a pack of cards. Some people stayed on the platform at Peckham Rye and didn't even try. Trains have no capacity limit (unlike buses) - but I'd hate to be in an incident on a train like that. El Pibe Wrote: ------------------------------------------------------- > They're all bad. 8:19 is particulalry bad as it's > ALWAYS 6 minutes late meaning you have everyone > for the 8:25 there too. > > Make sure you shout at people to move down, people > are pretty inconsiderate on the whol *grumpy face* > _I've got a space and I ain't budging_

One of the 8:40 odd trains was cancelled this morning - so worst ever. Usually happens when the children are off - strange that engines know that :)

I think the Police Station is a red herring You could base Police at Tesco - as long as you had enough. Jessie Wrote: ------------------------------------------------------- > 'And? That makes it acceptable? That makes the > perpertrators unaccountable? And that makes the > victims, what?' > > > Of course it doesn't, and the victims are victims. > You miss my point, that we don't live in Trumpton > Town.

True - we've been here before as well - but lots of people just out to make a fast buck in the boom before the next bust and that will drive prices for now. rahrahrah Wrote: ------------------------------------------------------- > Rates will have to go up eventually. I get the > sense that there are a lot of people stretching > themselves financially just to afford a mortgage > at 2-3%. When rates do rise there may be some > significant problems. The ?help to buy? scheme > (taxpayers underwriting mortgages with to those > with only a 5% deposit) is madness. Of course, by > the time the chickens come home to roost on that > little wheeze, the elections will have passed.

The new Governor has linked interest rates to unemployment Will unemployment get below 7% ?? gm99 Wrote: ------------------------------------------------------- > In our corner of SE5 asking prices for family > homes are up something like 25-30% on last year > and seem to have risen dramatically during the > summer. E.g. one that was bought for ?600k in 2012 > back on the market at ?875k and now under offer, > without any significant alterations. Makes me > wonder what surveyors doing valuations for the > mortgage cos are going to say... I would imagine > the latter are going to want to see some very > large deposits. > > Don't know if anyone flicks through the estate > agents'/private schools'/divorce solicitors' ad > rag Living South before recycling it, but there > was an interesting comment from a local estate > agent recently about how much of their business > used to be people living locally moving up the > ladder, but few can now afford to do so and most > sales are to people moving to the area for the > first time. > > DV1: according to the financial press, the money > markets have priced in a first interest rate rise > in 2015-16 (the latter considered more likely).

just noticed the 'paired' thread to this about rents. higher rental income will push prices up as well.

As interest rates go up - that's when interest only will rise it's (ugly) head again and other financial tools to keep the boom on for a few years. I pay 6% on my shared ownership property - time to buy more percent and pay a bit less if I can.

Barnet used to have privatised people who patrolled - not sure how it worked. I jokingly used to call them the vigilantes.

First they took photos of the dog foulers, then they took photos of the canoodlers and philanderers and finally they took photos of everybody, just in case. It is generally a bad idea if you have anything you would rather people not know. get the dog wardens out - and bring back a dog tax. Jaws Wrote: ------------------------------------------------------- > name and shame with pics gets my vote! If you > don't let your dogs take a dump and not bother > picking it up then you have nothing to worry > about.

achaikos Wrote: ------------------------------------------------------- > my mother had the same experience , as she is > disable she couldn't open the door, > but they stole some item in my garden > > dulwich is getting danger now. > > gregory My feeling was it all went quiet after the riots in 2011 - were troublemakers all in prison? Maybe it's going back to pre-2011.

Mick Mac Wrote: ------------------------------------------------------- > Mick Mac Wrote: > -------------------------------------------------- > ----- > > Sue > > You can't be with your children 100% of the > time. > > There will always be opportunities for people > like > > this who target a particular child. You just > have > > to protect your children as best you can - but > > mainly hope that you are not the unlucky ones > like > > the McCanns. > > The Met are now saying this was a planned > abduction. Therefore if a child is targeted it > would have happended at some stage. > > Its unfortunate that the actions of the McCanns > made it so easy for them but I don't doubt that if > the Met are correct that it was a planned > abduction then they would have found a way. > > I'm sorry for the McCanns that they did not get > decent immediate police input on the loss of their > child. The moment I hear 'planned abduction' - I think who was the inside man. you'd think someone would be that. Barman, chalet maid etc...

or maybe victims/potential victims are getting more organised - which is good. where's my pitchfork.:) http://www.eastdulwichforum.co.uk/forum/read.php?20,296810 NewWave Wrote: ------------------------------------------------------- > Yes I would agree with the above, These reports > seem to have escalated of late and its very > worrying

Changed massively since the 70s - when I went where I wanted (until my sister hurt herself on a rope swing). Which means abductions/abuse should be much, much lower as there is less opportunity. LondonMix Wrote: ------------------------------------------------------- > I don't know enough about the case to get into it. > > > My point concerns blaming the victim of a crime in > general and how our perceptions of risky parenting > have shifted. I, like everyone else, hope that > Madeline is okay and will be returned to her > parents and I really don't have anything more to > say about this specific family.

Yep - Agree on the drill and fill My dentist always drilled the tiniest hole - then later in life the fillings came out. Around the late 80s I first heard small holes would fill themselves. malumbu Wrote: ------------------------------------------------------- > Do everything you can to keep the tooth. If you > lose it then you have a gap (at no extra cost), a > bridge (not perfect but you can get one on the > state) or an implant if you want to return to full > functionality at ???. Cheaper if you go to > Hungary but at your risk, although I believe there > are private dental practiced based in London but > outsource the work abroad and you can get a > holiday at the same time. > > I am a product of the drill and fill times when > 99% of dentistry was on the NHS, dentists drove > round in flash cars and drilled whether you needed > it or not as that coined the money in. Not an > urban myth. Oral health and dentistry much better > and my brill dentist has saved teeth (under the > NHS) that others wouldn't. Always worth getting a > second opinion if they want to yank it out.

Yep - Welsh are the new Irish :) - I do get a lot of Welsh jokes. Also - It's Montynegrin - i didn't know that. giggirl Wrote: ------------------------------------------------------- > Irish jokes used to be the norm but you don't hear > them any more. Used to be acceptable to call > Irish people thick. I guess it was the same for > Poles in the US. We've moved on thankfully. > > On another note, my builders were 90% Polish and > they were brilliant. Faultless workers. I > couldn't recommend them highly enough.

If i thought I was being followed - I'd act 'strange' too though - part of my London thing is I watch for that. I'll often wait for people behind me to pass. NannyMcWinter Wrote: ------------------------------------------------------- > I also saw a man on Sunday night around 9pm acting > suspicious near Goodrich school, I kept my eye on > him and he kept turning round, I stopped walking > and waited for him to keep walking. He made out he > was on the phone as he walked further along Upland > Road up to 185 bus stops at the start on the Lane. > Personal alarm and defence spray ordered!!

Zulus

To me that's still charity - we know they are lying but we give maybe to 'go away' The man at Sainburys who wants to take your trolley back and pocket the pound. He doesn't ask for money - but we know what he wants. Penguin68 Wrote: ------------------------------------------------------- > Rule of thumb with scams: you can't cheat an > honest man > > This isn't actually entirely true - think of the > 'I've lost all my money/ had my purse stolen and I > must get home to look after my child' scams - > those prey not on cupidity but on charity and > goodwill. Even when you suspect them and don't > fall for them, you go away with a nagging doubt > that you're being a bastard. At best these > scammers offer (eventual) restitution of the > 'loan', but never any profit. > > So, you can cheat a generous or charitable man, as > well as a dishonest one. Depending on the scam.

You can download a form or set-up a website A form seems to rely on honesty however - The website is the way to go. http://www.gosh.org/gen/fundraise-for-us/tools-and-advice/fundraising-toolkit/

Did Community Support Officers turn up I noticed a few in Rye Lane when the incident happened there.