Simon sorry about what happened, I had a real bad experience in Peckham a couple of years ago. I was meeting a friend at Peckham Rye Station, I was parked up, then a van came screaming around the corner and, Smash!!!!!. I got shunted a few yards forward. inspected the back of my car which was F*cked, swapped details with the driver and drove my car home ,which was now bowed in the middle. Anyway while I was at work 2 men came to my house and spoke to my wife with "Dont go insurance, we will fix" left a telephone nember and left. By this time I had already reported the incident to my insurer..... So I phoned the number and the guy asked me to meet him at one of the meat shops in Rye Lane, Alarm bells began to ring when I entered the shop and they were sharpening their meat cleavers!. My first thought was "Mike behave yourself otherwise you will be sold as cutlets in the morning". Any way, the guy in the shop said don't go to the insurance company and I will pay all damages and give you car. He also pleaded his case, and that he was a working man with a family etc etc etc, at this stage he had began to appeal to my better nature in the shape of pay all damages and a car, so I told him not to worry about it and I would call the insurer and tell them not to persue the claim. Reason being this guy with the mincing machine knows what I and my wife looklike and knows my address yikes!. I went home called the insurance company and they said it was too late to cancel, so I said ok, phoned the guy at the meat shop to explain and he said, "What Happens Now", My response was, "You get nicked I suppose" and slammed the phone down. Luckily we moved soon after.