F*ck the banks, the govt should let the weak ones die. I thought we lived in a dog eat dog world where nothing except corporate greed will do. I expect people to try and justify the reasons why they are going to give me a few diggs for saying so. You know when sometimes you may have a disaster happen like when your car bombs out or an unexpected bill arrives, the only way you can deal with it is to go ever so slightly over your overdraft, we cant all be the model bank customer, they shaft you with a ridonkulous almost smugg letter telling you, because you havn't got thousands in your account you peasant, you went ?1.00 over your limit and now owe us ?35.00 and if you dont pay up by such and such it goes up. You could say, "You should be more responsible". In my younger days, I used to go overdrawn to go out sometimes, I would get shafted with bank charges for the pleasure, and when my Dad would give me a lecture about it I would say, "I'm sorry I had a good time". HEHEHE!....